Pagaya Technologies Ltd (NASDAQ: PGY) has experienced a rise in its stock price by 2.02% compared to its previous closing price of $21.96. However, the company has seen a fall of -0.82% in its stock price over the last five trading days. businesswire.com reported 2025-07-08 that NEW YORK–(BUSINESS WIRE)–Pagaya Announces Timing of Second Quarter 2025 Earnings Release.
Is It Worth Investing in Pagaya Technologies Ltd (NASDAQ: PGY) Right Now?
Company’s 36-month beta value is 5.96.Analysts have differing opinions on the stock, with 7 analysts rating it as a “buy,” 2 as “overweight,” 1 as “hold,” and 0 as “sell.”
The public float for PGY is 39.65M, and currently, short sellers hold a 23.62% ratio of that floaft. The average trading volume of PGY on July 09, 2025 was 2.19M shares.
PGY’s Market Performance
PGY’s stock has seen a -0.82% decrease for the week, with a 27.95% rise in the past month and a 137.83% gain in the past quarter. The volatility ratio for the week is 7.06%, and the volatility levels for the past 30 days are at 5.70% for Pagaya Technologies Ltd The simple moving average for the past 20 days is 11.82% for PGY’s stock, with a 83.01% simple moving average for the past 200 days.
Analysts’ Opinion of PGY
Many brokerage firms have already submitted their reports for PGY stocks, with Stephens repeating the rating for PGY by listing it as a “Overweight.” The predicted price for PGY in the upcoming period, according to Stephens is $22 based on the research report published on June 12, 2025 of the current year 2025.
Citigroup, on the other hand, stated in their research note that they expect to see PGY reach a price target of $14.50, previously predicting the price at $13. The rating they have provided for PGY stocks is “Buy” according to the report published on February 07th, 2025.
UBS gave a rating of “Neutral” to PGY, setting the target price at $11 in the report published on December 20th of the previous year.
PGY Trading at 33.56% from the 50-Day Moving Average
After a stumble in the market that brought PGY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -4.46% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PGY starting from DAS SANJIV, who sale 4,784 shares at the price of $22.57 back on Jul 02 ’25. After this action, DAS SANJIV now owns 88,388 shares of Pagaya Technologies Ltd, valued at $107,975 using the latest closing price.
Rosen Tami, the Chief Development Officer of Pagaya Technologies Ltd, sale 14,645 shares at $22.57 during a trade that took place back on Jul 01 ’25, which means that Rosen Tami is holding 49,440 shares at $330,538 based on the most recent closing price.
Stock Fundamentals for PGY
Current profitability levels for the company are sitting at:
- 0.1 for the present operating margin
- 0.41 for the gross margin
The net margin for Pagaya Technologies Ltd stands at -0.35. The total capital return value is set at 0.1. Equity return is now at value -77.37, with -26.96 for asset returns.
Based on Pagaya Technologies Ltd (PGY), the company’s capital structure generated 0.67 points at debt to capital in total, while cash flow to debt ratio is standing at 0.12.
Currently, EBITDA for the company is 67.89 million with net debt to EBITDA at 4.46. When we switch over and look at the enterprise to sales, we see a ratio of 2.09. The receivables turnover for the company is 8.52for trailing twelve months and the total asset turnover is 0.82. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.79.
Conclusion
In a nutshell, Pagaya Technologies Ltd (PGY) has experienced a better performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
