The stock price of SLM Corp (NASDAQ: SLM) has jumped by 0.07% compared to previous close of $34.4. Despite this, the company has seen a gain of 4.99% in its stock price over the last five trading days. zacks.com reported 2025-07-03 that SLM is likely to benefit from the Trump tax bill caps federal student loans, driving borrowers toward private lenders.
Is It Worth Investing in SLM Corp (NASDAQ: SLM) Right Now?
SLM Corp (NASDAQ: SLM) has a price-to-earnings ratio of 12.40x that is above its average ratio. Additionally, the 36-month beta value for SLM is 1.14. There are mixed opinions on the stock, with 6 analysts rating it as a “buy,” 3 rating it as “overweight,” 2 rating it as “hold,” and 0 rating it as “sell.”
The public float for SLM is 207.05M and currently, short sellers hold a 3.32% ratio of that float. The average trading volume of SLM on July 08, 2025 was 2.15M shares.
SLM’s Market Performance
SLM’s stock has seen a 4.99% increase for the week, with a 8.22% rise in the past month and a 34.79% gain in the past quarter. The volatility ratio for the week is 2.31%, and the volatility levels for the past 30 days are at 2.05% for SLM Corp. The simple moving average for the past 20 days is 6.09% for SLM’s stock, with a 22.88% simple moving average for the past 200 days.
Analysts’ Opinion of SLM
Many brokerage firms have already submitted their reports for SLM stocks, with Keefe Bruyette repeating the rating for SLM by listing it as a “Mkt Perform.” The predicted price for SLM in the upcoming period, according to Keefe Bruyette is $30 based on the research report published on December 09, 2024 of the previous year 2024.
BofA Securities, on the other hand, stated in their research note that they expect to see SLM reach a price target of $27. The rating they have provided for SLM stocks is “Buy” according to the report published on September 25th, 2024.
Citigroup gave a rating of “Buy” to SLM, setting the target price at $23 in the report published on January 16th of the previous year.
SLM Trading at 6.81% from the 50-Day Moving Average
After a stumble in the market that brought SLM to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -0.35% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SLM starting from Pahwa Munish, who sale 10,000 shares at the price of $34.08 back on May 28 ’25. After this action, Pahwa Munish now owns 70,836 shares of SLM Corp, valued at $340,821 using the latest closing price.
Stock Fundamentals for SLM
Current profitability levels for the company are sitting at:
- 0.42 for the present operating margin
- 0.83 for the gross margin
The net margin for SLM Corp stands at 0.29. The total capital return value is set at 0.03. Equity return is now at value 27.60, with 2.18 for asset returns.
Based on SLM Corp (SLM), the company’s capital structure generated 0.72 points at debt to capital in total, while cash flow to debt ratio is standing at -0.07. The debt to equity ratio resting at 2.56. The interest coverage ratio of the stock is 0.8.
Currently, EBITDA for the company is 816.29 million with net debt to EBITDA at 3.02. When we switch over and look at the enterprise to sales, we see a ratio of 4.5. The receivables turnover for the company is 1.14for trailing twelve months and the total asset turnover is 0.07.
Conclusion
In conclusion, SLM Corp (SLM) has seen better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
