Citizens Financial Group Inc (NYSE: CFG) has a price-to-earnings ratio that is above its average at 14.99x. The stock has a 36-month beta value of 1.12. Opinions on the stock are mixed, with 10 analysts rating it as a “buy”, 3 as “overweight”, 8 as “hold”, and 0 as “sell”.
The public float for CFG is 429.63M, and at present, short sellers hold a 2.46% of that float. On July 08, 2025, the average trading volume of CFG was 5.18M shares.
CFG stock’s latest price update
Citizens Financial Group Inc (NYSE: CFG) has experienced a decline in its stock price by -1.38% compared to its previous closing price of $47.72. However, the company has seen a gain of 5.92% in its stock price over the last five trading days. fool.com reported 2025-07-06 that A seriously bulked-up share repurchase plan and good results of the Federal Reserve’s latest banking industry stress test improved the share price of regional lender Citizens Financial Group (CFG 1.45%) in June. Over the course of the month, investors traded the bank’s stock up by nearly 11% in reaction to this.
CFG’s Market Performance
Citizens Financial Group Inc (CFG) has experienced a 5.92% rise in stock performance for the past week, with a 17.15% rise in the past month, and a 29.93% rise in the past quarter. The volatility ratio for the week is 2.16%, and the volatility levels for the past 30 days are at 2.02% for CFG. The simple moving average for the last 20 days is 9.21% for CFG’s stock, with a simple moving average of 10.15% for the last 200 days.
Analysts’ Opinion of CFG
Many brokerage firms have already submitted their reports for CFG stocks, with Jefferies repeating the rating for CFG by listing it as a “Buy”. The predicted price for CFG in the upcoming period, according to Jefferies is $50 based on the research report published on May 21, 2025 of the current year 2025.
TD Cowen, on the other hand, stated in their research note that they expect to see CFG reach a price target of $57. The rating they have provided for CFG stocks is “Buy” according to the report published on May 15th, 2025.
CFG Trading at 14.80% from the 50-Day Moving Average
After a stumble in the market that brought CFG to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -4.45% of loss for the given period.
Volatility was left at 2.02%, however, over the last 30 days, the volatility rate increased by 2.16%, as shares surge +16.86% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +28.97% upper at present.
During the last 5 trading sessions, CFG rose by +5.92%, which changed the moving average for the period of 200-days by +15.91% in comparison to the 20-day moving average, which settled at $43.09. In addition, Citizens Financial Group Inc saw 29.36% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Citizens Bank, National Associ, the 10% Owner of Citizens Financial Group Inc, proposed sale 18,878 shares at $41.59 during a trade that took place back on Nov 05 ’24, which means that Citizens Bank, National Associ is holding N/A shares at $785,136 based on the most recent closing price.
Stock Fundamentals for CFG
Current profitability levels for the company are sitting at:
- 0.16% for the present operating margin
- 0.59% for the gross margin
The net margin for Citizens Financial Group Inc stands at 0.13%. The total capital return value is set at 0.05%. Equity return is now at value 6.37%, with 0.70% for asset returns.
Based on Citizens Financial Group Inc (CFG), the company’s capital structure generated 0.33 points at debt to capital in total, while cash flow to debt ratio is standing at 0.1. The debt to equity ratio resting at 0.5. The interest coverage ratio of the stock is 0.44.
Currently, EBITDA for the company is 2.39 billion with net debt to EBITDA at 0.04. When we switch over and look at the enterprise to sales, we see a ratio of 1.69. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.10.
Conclusion
To sum up, Citizens Financial Group Inc (CFG) has seen a better performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
