German American Bancorp Inc (NASDAQ: GABC)’s stock price has soared by 1.24% in relation to previous closing price of $40.21. Nevertheless, the company has seen a gain of 3.88% in its stock price over the last five trading days. businesswire.com reported 2025-07-01 that JASPER, Ind.–(BUSINESS WIRE)–German American Bancorp, Inc. has announced the appointment of Andrew Seger, Chief Financial Officer and Senior Vice President of Sales for Wabash Valley Produce, Inc., to its corporate board of directors effective as of July 1, 2025. Wabash Valley Produce, headquartered in Dubois, Indiana, is one of the largest egg product suppliers in the U.S. The family-owned company was founded in 1964 and is now managed by second and third generations of the Seger family. And.
Is It Worth Investing in German American Bancorp Inc (NASDAQ: GABC) Right Now?
German American Bancorp Inc (NASDAQ: GABC) has a higher price-to-earnings ratio of 16.37x compared to its average ratio. GABC has 36-month beta value of 0.61. Analysts have mixed views on the stock, with 2 analysts rating it as a “buy”, 1 as “overweight”, 3 as “hold”, and 0 as “sell”.
The public float for GABC is 35.88M, and currently, short sellers hold a 3.11% ratio of that float. The average trading volume of GABC on July 04, 2025 was 149.59K shares.
GABC’s Market Performance
GABC stock saw an increase of 3.88% in the past week, with a monthly gain of 7.08% and a quarterly increase of 8.01%. The volatility ratio for the week is 2.72%, and the volatility levels for the last 30 days are 2.22% for German American Bancorp Inc (GABC). The simple moving average for the past 20 days is 6.12% for GABC’s stock, with a 2.36% simple moving average for the past 200 days.
Analysts’ Opinion of GABC
Many brokerage firms have already submitted their reports for GABC stocks, with Hovde Group repeating the rating for GABC by listing it as a “Outperform”. The predicted price for GABC in the upcoming period, according to Hovde Group is $48 based on the research report published on October 30, 2024 of the previous year 2024.
Stephens, on the other hand, stated in their research note that they expect to see GABC reach a price target of $45. The rating they have provided for GABC stocks is “Overweight” according to the report published on October 15th, 2024.
Raymond James gave a rating of “Outperform” to GABC, setting the target price at $38 in the report published on January 05th of the previous year.
GABC Trading at 6.06% from the 50-Day Moving Average
After a stumble in the market that brought GABC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -13.53% of loss for the given period.
Volatility was left at 2.22%, however, over the last 30 days, the volatility rate increased by 2.72%, as shares surge +8.04% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +11.90% upper at present.
During the last 5 trading sessions, GABC rose by +3.88%, which changed the moving average for the period of 200-days by +4.14% in comparison to the 20-day moving average, which settled at $38.36. In addition, German American Bancorp Inc saw 17.49% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at GABC starting from Stokes Ronnie R, who purchase 45 shares at the price of $37.78 back on Jun 15 ’25. After this action, Stokes Ronnie R now owns 5,746 shares of German American Bancorp Inc, valued at $1,700 using the latest closing price.
SHEIDLER JACK, the Director of German American Bancorp Inc, purchase 48 shares at $37.78 during a trade that took place back on Jun 15 ’25, which means that SHEIDLER JACK is holding 64,146 shares at $1,800 based on the most recent closing price.
Stock Fundamentals for GABC
Current profitability levels for the company are sitting at:
- 0.28% for the present operating margin
- 0.64% for the gross margin
The net margin for German American Bancorp Inc stands at 0.22%. The total capital return value is set at 0.07%. Equity return is now at value 8.85%, with 1.04% for asset returns.
Based on German American Bancorp Inc (GABC), the company’s capital structure generated 0.17 points at debt to capital in total, while cash flow to debt ratio is standing at 0.51. The debt to equity ratio resting at 0.21. The interest coverage ratio of the stock is 0.88.
Currently, EBITDA for the company is 113.38 million with net debt to EBITDA at 1.3. When we switch over and look at the enterprise to sales, we see a ratio of 4.86. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.25.
Conclusion
To put it simply, German American Bancorp Inc (GABC) has had a better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
