OP Bancorp (NASDAQ: OPBK) has experienced a rise in its stock price by 1.58% compared to its previous closing price of $13.9. However, the company has seen a gain of 13.32% in its stock price over the last five trading days. zacks.com reported 2025-07-01 that Does OP Bancorp (OPBK) have what it takes to be a top stock pick for momentum investors? Let’s find out.
Is It Worth Investing in OP Bancorp (NASDAQ: OPBK) Right Now?
The price-to-earnings ratio for OP Bancorp (NASDAQ: OPBK) is above average at 9.95x. The 36-month beta value for OPBK is also noteworthy at 0.68. There are mixed opinions on the stock, with 1 analysts rating it as a “buy”, 0 rating it as “overweight”, 1 rating it as “hold”, and 0 rating it as “sell”.
The public float for OPBK is 11.53M, and at present, short sellers hold a 0.40% of that float. The average trading volume of OPBK on July 04, 2025 was 89.78K shares.
OPBK’s Market Performance
The stock of OP Bancorp (OPBK) has seen a 13.32% increase in the past week, with a 17.18% rise in the past month, and a 16.69% gain in the past quarter. The volatility ratio for the week is 4.23%, and the volatility levels for the past 30 days are at 3.18% for OPBK. The simple moving average for the past 20 days is 13.38% for OPBK’s stock, with a 3.09% simple moving average for the past 200 days.
Analysts’ Opinion of OPBK
Many brokerage firms have already submitted their reports for OPBK stocks, with Keefe Bruyette repeating the rating for OPBK by listing it as a “Mkt Perform”. The predicted price for OPBK in the upcoming period, according to Keefe Bruyette is $15 based on the research report published on June 03, 2022 of the previous year 2022.
Keefe Bruyette, on the other hand, stated in their research note that they expect to see OPBK reach a price target of $11, previously predicting the price at $9.50. The rating they have provided for OPBK stocks is “Outperform” according to the report published on February 08th, 2021.
OPBK Trading at 12.16% from the 50-Day Moving Average
After a stumble in the market that brought OPBK to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -23.96% of loss for the given period.
Volatility was left at 3.18%, however, over the last 30 days, the volatility rate increased by 4.23%, as shares surge +18.26% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +21.51% upper at present.
During the last 5 trading sessions, OPBK rose by +13.32%, which changed the moving average for the period of 200-days by +14.24% in comparison to the 20-day moving average, which settled at $12.45. In addition, OP Bancorp saw 48.01% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OPBK starting from Sohn Myung Shin, who purchase 1,000 shares at the price of $12.41 back on May 30 ’25. After this action, Sohn Myung Shin now owns 11,400 shares of OP Bancorp, valued at $12,410 using the latest closing price.
Sohn Myung Shin, the Director of OP Bancorp, purchase 1,000 shares at $12.36 during a trade that took place back on May 30 ’25, which means that Sohn Myung Shin is holding 11,000 shares at $12,360 based on the most recent closing price.
Stock Fundamentals for OPBK
Current profitability levels for the company are sitting at:
- 0.19% for the present operating margin
- 0.52% for the gross margin
The net margin for OP Bancorp stands at 0.14%. The total capital return value is set at 0.1%. Equity return is now at value 10.40%, with 0.89% for asset returns.
Based on OP Bancorp (OPBK), the company’s capital structure generated 0.29 points at debt to capital in total, while cash flow to debt ratio is standing at 0.48. The debt to equity ratio resting at 0.4. The interest coverage ratio of the stock is 0.41.
Currently, EBITDA for the company is 30.44 million with net debt to EBITDA at -3.72. When we switch over and look at the enterprise to sales, we see a ratio of 0.6. The receivables turnover for the company is 15.93for trailing twelve months and the total asset turnover is 0.06. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.13.
Conclusion
In summary, OP Bancorp (OPBK) has had a better performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
