SmartFinancial Inc (NYSE: SMBK) has a higher price-to-earnings ratio of 15.99x compared to its average ratio, The 36-month beta value for SMBK is at 0.75. Analysts have varying views on the stock, with 1 analysts rating it as a “buy”, 0 rating it as “overweight”, 5 as “hold”, and 0 as “sell”.
The public float for SMBK is 14.09M, and currently, shorts hold a 0.89% of that float. The average trading volume for SMBK on July 04, 2025 was 60.22K shares.
SMBK stock’s latest price update
SmartFinancial Inc (NYSE: SMBK)’s stock price has increased by 2.01% compared to its previous closing price of $35.37. However, the company has seen a 7.99% increase in its stock price over the last five trading sessions. businesswire.com reported 2025-07-01 that KNOXVILLE, Tenn.–(BUSINESS WIRE)–SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2025. SmartFinancial plans to issue its earnings release for the second quarter of 2025 on Monday July 21, 2025, after market close, and will host a conference call on Tuesday, July 22, 2025, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 470-1428 or (404) 975-4839 and enter the access code, 342904. A replay o.
SMBK’s Market Performance
SmartFinancial Inc (SMBK) has seen a 7.99% rise in stock performance for the week, with a 12.22% gain in the past month and a 16.61% surge in the past quarter. The volatility ratio for the week is 2.48%, and the volatility levels for the past 30 days are at 2.30% for SMBK. The simple moving average for the past 20 days is 10.02% for SMBK’s stock, with a 11.80% simple moving average for the past 200 days.
Analysts’ Opinion of SMBK
Hovde Group, on the other hand, stated in their research note that they expect to see SMBK reach a price target of $32.50, previously predicting the price at $28. The rating they have provided for SMBK stocks is “Market Perform” according to the report published on October 23rd, 2024.
Piper Sandler gave a rating of “Neutral” to SMBK, setting the target price at $28 in the report published on July 24th of the previous year.
SMBK Trading at 13.27% from the 50-Day Moving Average
After a stumble in the market that brought SMBK to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -4.35% of loss for the given period.
Volatility was left at 2.30%, however, over the last 30 days, the volatility rate increased by 2.48%, as shares surge +14.54% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +19.31% upper at present.
During the last 5 trading sessions, SMBK rose by +7.99%, which changed the moving average for the period of 200-days by +22.76% in comparison to the 20-day moving average, which settled at $32.79. In addition, SmartFinancial Inc saw 54.72% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at SMBK starting from Welborn Wesley Miller, who purchase 1,162 shares at the price of $34.75 back on Feb 03 ’25. After this action, Welborn Wesley Miller now owns 96,938 shares of SmartFinancial Inc, valued at $40,380 using the latest closing price.
Jordan Rhett D., the EVP & CHIEF CREDIT OFFICER of SmartFinancial Inc, sale 350 shares at $35.76 during a trade that took place back on Jan 27 ’25, which means that Jordan Rhett D. is holding 9,142 shares at $12,516 based on the most recent closing price.
Stock Fundamentals for SMBK
Current profitability levels for the company are sitting at:
- 0.16% for the present operating margin
- 0.59% for the gross margin
The net margin for SmartFinancial Inc stands at 0.13%. The total capital return value is set at 0.08%. Equity return is now at value 7.98%, with 0.73% for asset returns.
Based on SmartFinancial Inc (SMBK), the company’s capital structure generated 0.09 points at debt to capital in total, while cash flow to debt ratio is standing at 1.27. The debt to equity ratio resting at 0.09. The interest coverage ratio of the stock is 0.41.
Currently, EBITDA for the company is 56.87 million with net debt to EBITDA at -6.26. When we switch over and look at the enterprise to sales, we see a ratio of 0.86. The receivables turnover for the company is 4.61for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.24.
Conclusion
In conclusion, SmartFinancial Inc (SMBK) has had a better performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
