Metropolitan Bank Holding Corp (NYSE: MCB) has seen a rise in its stock price by 1.97% in relation to its previous close of $73.46. However, the company has experienced a 8.05% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-06-11 that Metropolitan Bank Holding Corp. remains a resilient portfolio addition, driven by strong loan origination, robust asset quality, and prudent balance sheet management. The bank’s high exposure to commercial loans and stable CRE demand supports asset quality, with NPL ratio dropping to 0.54%, ensuring liquidity and safety. MCB is still fairly valued at 0.98x BVPS, offering a reasonable entry point with a 4% upside potential despite recent price appreciation.
Is It Worth Investing in Metropolitan Bank Holding Corp (NYSE: MCB) Right Now?
Metropolitan Bank Holding Corp (NYSE: MCB) has a higher price-to-earnings ratio of 12.67x compared to its average ratio. MCB has 36-month beta value of 1.14. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy”, 2 as “overweight”, 0 as “hold”, and 0 as “sell”.
The public float for MCB is 9.09M, and currently, short sellers hold a 10.10% ratio of that float. The average trading volume of MCB on July 04, 2025 was 103.25K shares.
MCB’s Market Performance
The stock of Metropolitan Bank Holding Corp (MCB) has seen a 8.05% increase in the past week, with a 15.07% rise in the past month, and a 32.65% gain in the past quarter. The volatility ratio for the week is 3.37%, and the volatility levels for the past 30 days are at 2.72% for MCB. The simple moving average for the past 20 days is 11.06% for MCB’s stock, with a 24.47% simple moving average for the past 200 days.
Analysts’ Opinion of MCB
Many brokerage firms have already submitted their reports for MCB stocks, with Hovde Group repeating the rating for MCB by listing it as a “Outperform”. The predicted price for MCB in the upcoming period, according to Hovde Group is $79 based on the research report published on June 16, 2025 of the current year 2025.
Hovde Group, on the other hand, stated in their research note that they expect to see MCB reach a price target of $83.50, previously predicting the price at $75. The rating they have provided for MCB stocks is “Outperform” according to the report published on January 27th, 2025.
Hovde Group gave a rating of “Outperform” to MCB, setting the target price at $65.50 in the report published on September 19th of the previous year.
MCB Trading at 14.36% from the 50-Day Moving Average
After a stumble in the market that brought MCB to its low price for the period of the last 52 weeks, the company was able to rebound, for now settling with 1.62% of gains for the given period.
Volatility was left at 2.72%, however, over the last 30 days, the volatility rate increased by 3.37%, as shares surge +17.16% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +30.23% upper at present.
During the last 5 trading sessions, MCB rose by +8.05%, which changed the moving average for the period of 200-days by +47.64% in comparison to the 20-day moving average, which settled at $67.45. In addition, Metropolitan Bank Holding Corp saw 76.05% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Lublin Scott, the EVP and Chief Lending Officer of Metropolitan Bank Holding Corp, sale 5,000 shares at $65.03 during a trade that took place back on Jun 20 ’25, which means that Lublin Scott is holding 51,179 shares at $325,125 based on the most recent closing price.
Stock Fundamentals for MCB
Current profitability levels for the company are sitting at:
- 0.19% for the present operating margin
- 0.55% for the gross margin
The net margin for Metropolitan Bank Holding Corp stands at 0.13%. The total capital return value is set at 0.08%. Equity return is now at value 9.47%, with 0.89% for asset returns.
Based on Metropolitan Bank Holding Corp (MCB), the company’s capital structure generated 0.29 points at debt to capital in total, while cash flow to debt ratio is standing at 0.43. The debt to equity ratio resting at 0.41. The interest coverage ratio of the stock is 0.45.
Currently, EBITDA for the company is 85.67 million with net debt to EBITDA at 1.19. When we switch over and look at the enterprise to sales, we see a ratio of 1.83. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.00.
Conclusion
To put it simply, Metropolitan Bank Holding Corp (MCB) has had a better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
