Fidelity National Financial Inc (NYSE: FNF) has a price-to-earnings ratio that is above its average at 14.27x. The stock has a 36-month beta value of 1.04. Opinions on the stock are mixed, with 2 analysts rating it as a “buy”, 1 as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for FNF is 259.33M, and at present, short sellers hold a 1.50% of that float. On July 03, 2025, the average trading volume of FNF was 1.65M shares.
FNF stock’s latest price update
Fidelity National Financial Inc (NYSE: FNF) has experienced a rise in its stock price by 0.79% compared to its previous closing price of $57.31. However, the company has seen a gain of 2.55% in its stock price over the last five trading days. https://www.foxbusiness.com reported 2025-06-18 that How people tackle their finances can vary but, according to new research from PYMNTS, there are two ways that are most common. PYMNTS found just 40% of American consumers are “planners,” meaning their strategy for money had more foresight. That figure has gone down compared to the roughly half who tackled their personal finances that way in February of last year, according to the outlet. Meanwhile, for 60% of consumers, financial matters are dealt with as they come, earning them the moniker “reactors,” PYMNTS reported. CLICK HERE TO READ MORE ON FOX BUSINESS For the former, they tended to have at least $2,500 saved and keep their credit card balances below $2,000 on average, as well as make regular payments on their balances, according to the outlet. The latter typically amassed higher balances and had lower amounts of savings, per PYMNTS. They also reported taking care of their credit card balances less frequently. The drop in “planners” could mean consumers are feeling more pain in their wallets, according to PYMNTS. The two groups typically had different priorities when it came to money, with retirement being front of mind for many so-called “planners” and knocking down debt being a focus for “reactors,” per the outlet. A separate report released earlier this month by Fidelity Investments found the average 401(k) account balance in the first quarter was $127,100, while the balances for IRA and 403(b) accounts averaged $121,983 and $115,424, respectively. RETIREMENT ACCOUNT BALANCES DIP IN 1ST QUARTER, BUT SAVERS KEEP CONTRIBUTING Northwestern Mutual found in mid-April that Americans think they need $1.26 million saved to retire “comfortably.” PYMNTS reported that nearly one-third of financially-reactive consumers reportedly identified reducing their debt as a top priority. Americans collectively had $18.2 trillion in debt as of the first quarter of the year, according to the Federal Reserve Bank of New York. For the other type of consumer, investments and savings accounted for 12% of what they financially allocated for themselves on a monthly basis, PYMNTS also reported. DEBT CRISIS DEEPENS AS 1 IN 4 AMERICANS FORCED TO CHOOSE BETWEEN BILLS AND BASICS Additionally, the survey shed light on how different generations stacked up in terms of how they tackled finances, according to the outlet. For Generation Z, 73% of those within that age group were considered “reactors,” it said. Members of the Baby Boomer generation, meanwhile, were more likely to be “planners,” with the survey pegging the share in that generation at 54%. When it comes to income, more of those taking home big bucks have started seeing themselves as “reactors” as inflation and other factors weigh on them. Approximately 52% of high-income consumers labeled themselves as “reactors” in the survey. The proportion of earners characterized as “planners” posted a 25% drop between February of last year and January of this year, according to PYMNTS. The real median income for American households was over $80,600 in 2023, according to the latest data from the U.S. Census Bureau.
FNF’s Market Performance
Fidelity National Financial Inc (FNF) has experienced a 2.55% rise in stock performance for the past week, with a 5.68% rise in the past month, and a -13.25% drop in the past quarter. The volatility ratio for the week is 1.88%, and the volatility levels for the past 30 days are at 1.71% for FNF. The simple moving average for the last 20 days is 3.92% for FNF’s stock, with a simple moving average of -3.13% for the last 200 days.
Analysts’ Opinion of FNF
Many brokerage firms have already submitted their reports for FNF stocks, with Keefe Bruyette repeating the rating for FNF by listing it as a “Outperform”. The predicted price for FNF in the upcoming period, according to Keefe Bruyette is $69 based on the research report published on April 08, 2025 of the current year 2025.
Barclays gave a rating of “Equal Weight” to FNF, setting the target price at $44 in the report published on November 15th of the previous year.
FNF Trading at 0.49% from the 50-Day Moving Average
After a stumble in the market that brought FNF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -13.42% of loss for the given period.
Volatility was left at 1.71%, however, over the last 30 days, the volatility rate increased by 1.88%, as shares surge +6.84% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -6.09% lower at present.
During the last 5 trading sessions, FNF rose by +2.63%, which changed the moving average for the period of 200-days by -4.49% in comparison to the 20-day moving average, which settled at $55.59. In addition, Fidelity National Financial Inc saw 18.91% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Rood John D, the Director of Fidelity National Financial Inc, sale 10,000 shares at $53.96 during a trade that took place back on Jun 05 ’25, which means that Rood John D is holding 230,569 shares at $539,552 based on the most recent closing price.
Stock Fundamentals for FNF
Current profitability levels for the company are sitting at:
- 0.05% for the present operating margin
- 0.57% for the gross margin
The net margin for Fidelity National Financial Inc stands at 0.03%. The total capital return value is set at 0.01%. Equity return is now at value 14.72%, with 1.40% for asset returns.
Based on Fidelity National Financial Inc (FNF), the company’s capital structure generated 0.38 points at debt to capital in total, while cash flow to debt ratio is standing at 1.43. The debt to equity ratio resting at 0.6. The interest coverage ratio of the stock is 2.55.
Currently, EBITDA for the company is 2.58 billion with net debt to EBITDA at 0.65. When we switch over and look at the enterprise to sales, we see a ratio of 1.49. The receivables turnover for the company is 0.72for trailing twelve months and the total asset turnover is 0.11.
Conclusion
To sum up, Fidelity National Financial Inc (FNF) has seen a better performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
