In the past week, QFIN stock has gone down by -2.96%, with a monthly gain of 6.77% and a quarterly plunge of -5.24%. The volatility ratio for the week is 2.92%, and the volatility levels for the last 30 days are 3.17% for Qifu Technology Inc. ADR The simple moving average for the past 20 days is 0.79% for QFIN’s stock, with a 12.77% simple moving average for the past 200 days.
Is It Worth Investing in Qifu Technology Inc. ADR (NASDAQ: QFIN) Right Now?
Qifu Technology Inc. ADR (NASDAQ: QFIN) has a price-to-earnings ratio that is above its average at 6.68x. The stock has a 36-month beta value of 0.47. Opinions on the stock are mixed, with 9 analysts rating it as a “buy”, 3 as “overweight”, 0 as “hold”, and 0 as “sell”.
The public float for QFIN is 119.20M, and at present, short sellers hold a 5.18% of that float. On July 03, 2025, the average trading volume of QFIN was 1.67M shares.
QFIN stock’s latest price update
The stock price of Qifu Technology Inc. ADR (NASDAQ: QFIN) has jumped by 1.70% compared to previous close of $42.74. Despite this, the company has seen a fall of -2.96% in its stock price over the last five trading days. zacks.com reported 2025-06-30 that AEM, NTES, QFIN, UGI and MCK stand out as strong dividend growth picks for steady income and upside in 2H25.
Analysts’ Opinion of QFIN
Many brokerage firms have already submitted their reports for QFIN stocks, with JP Morgan repeating the rating for QFIN by listing it as a “Overweight”. The predicted price for QFIN in the upcoming period, according to JP Morgan is $65 based on the research report published on July 02, 2025 of the current year 2025.
China Renaissance gave a rating of “Buy” to QFIN, setting the target price at $20.80 in the report published on September 29th of the previous year.
QFIN Trading at 1.67% from the 50-Day Moving Average
After a stumble in the market that brought QFIN to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -11.19% of loss for the given period.
Volatility was left at 3.17%, however, over the last 30 days, the volatility rate increased by 2.92%, as shares surge +2.27% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +14.41% upper at present.
During the last 5 trading sessions, QFIN fell by -3.11%, which changed the moving average for the period of 200-days by +73.03% in comparison to the 20-day moving average, which settled at $43.12. In addition, Qifu Technology Inc. ADR saw 120.63% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Zhiqiang He, the Officer of Qifu Technology Inc. ADR, proposed sale 50,000 shares at $45.20 during a trade that took place back on Jun 26 ’25, which means that Zhiqiang He is holding N/A shares at $2,260,000 based on the most recent closing price.
Stock Fundamentals for QFIN
Current profitability levels for the company are sitting at:
- 0.37% for the present operating margin
- 0.74% for the gross margin
The net margin for Qifu Technology Inc. ADR stands at 0.42%. The total capital return value is set at 0.11%. Equity return is now at value 30.67%, with 13.44% for asset returns.
Based on Qifu Technology Inc. ADR (QFIN), the company’s capital structure generated 0.21 points at debt to capital in total, while cash flow to debt ratio is standing at 1.66.
Currently, EBITDA for the company is 8.08 billion with net debt to EBITDA at -0.38. When we switch over and look at the enterprise to sales, we see a ratio of 1.14. The receivables turnover for the company is 3.7for trailing twelve months and the total asset turnover is 0.29. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.21.
Conclusion
To sum up, Qifu Technology Inc. ADR (QFIN) has seen a mixed performance recently. Analysts have differing views on the stock, with some seeing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
