Alkami Technology Inc (NASDAQ: ALKT)’s stock price has plunge by -1.08%relation to previous closing price of $29.55. Nevertheless, the company has seen a -0.41% plunge in its stock price over the last five trading sessions. prnewswire.com reported 2025-07-02 that AdelFi delivers seamless retail and business banking experiences through Alkami’s feature-rich, data-driven digital banking solution PLANO, Texas, July 2, 2025 /PRNewswire/ — Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that AdelFi Credit Union (AdelFi) has successfully implemented the Alkami Digital Banking Platform (Platform) to enhance its digital experience for both retail and business members. With Alkami, AdelFi delivers a secure, modern banking experience that supports its mission of meeting members where they are, digitally and seamlessly.
Is It Worth Investing in Alkami Technology Inc (NASDAQ: ALKT) Right Now?
The 36-month beta value for ALKT is also noteworthy at 0.60. There are mixed opinions on the stock, with 6 analysts rating it as a “buy,” 3 rating it as “overweight,” 2 rating it as “hold,” and 0 rating it as “sell.”
The public float for ALKT is 65.65M, and at present, short sellers hold a 9.42% of that float. The average trading volume of ALKT on July 03, 2025 was 1.18M shares.
ALKT’s Market Performance
The stock of Alkami Technology Inc (ALKT) has seen a -0.41% decrease in the past week, with a 2.96% rise in the past month, and a 10.18% gain in the past quarter. The volatility ratio for the week is 3.50%, and the volatility levels for the past 30 days are at 3.95% for ALKT. The simple moving average for the past 20 days is 0.29% for ALKT’s stock, with a -9.13% simple moving average for the past 200 days.
Analysts’ Opinion of ALKT
Many brokerage firms have already submitted their reports for ALKT stocks, with JP Morgan repeating the rating for ALKT by listing it as a “Overweight.” The predicted price for ALKT in the upcoming period, according to JP Morgan is $40 based on the research report published on June 18, 2025 of the current year 2025.
Stephens, on the other hand, stated in their research note that they expect to see ALKT reach a price target of $40. The rating they have provided for ALKT stocks is “Overweight” according to the report published on March 13th, 2025.
Goldman gave a rating of “Neutral” to ALKT, setting the target price at $27 in the report published on January 23rd of the previous year.
ALKT Trading at 1.64% from the 50-Day Moving Average
After a stumble in the market that brought ALKT to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -30.88% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at ALKT starting from Shootman Alex, who sale 42,930 shares at the price of $30.53 back on Jun 09 ’25. After this action, Shootman Alex now owns 914,493 shares of Alkami Technology Inc, valued at $1,310,653 using the latest closing price.
HILL W BRYAN, the Chief Financial Officer of Alkami Technology Inc, sale 20,365 shares at $28.36 during a trade that took place back on Jun 02 ’25, which means that HILL W BRYAN is holding 430,255 shares at $577,551 based on the most recent closing price.
Stock Fundamentals for ALKT
Current profitability levels for the company are sitting at:
- -0.13 for the present operating margin
- 0.59 for the gross margin
The net margin for Alkami Technology Inc stands at -0.1. The total capital return value is set at -0.06. Equity return is now at value -11.33, with -6.03 for asset returns.
Based on Alkami Technology Inc (ALKT), the company’s capital structure generated 0.55 points at debt to capital in total, while cash flow to debt ratio is standing at 0.03. The debt to equity ratio resting at 1.24. The interest coverage ratio of the stock is -39.97.
Currently, EBITDA for the company is -29.56 million with net debt to EBITDA at -9.67. When we switch over and look at the enterprise to sales, we see a ratio of 9.46. The receivables turnover for the company is 7.6for trailing twelve months and the total asset turnover is 0.42. The liquidity ratio also appears to be rather interesting for investors as it stands at 2.54.
Conclusion
In summary, Alkami Technology Inc (ALKT) has had a mixed performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
