M & T Bank Corp (NYSE: MTB)’s stock price has gone rise by 1.30% in comparison to its previous close of $197.5, however, the company has experienced a 4.62% increase in its stock price over the last five trading days. zacks.com reported 2025-07-02 that Can U.S. Bancorp’s fintech moves, rising NII, and discounted valuation outshine M&T Bank’s growth in 2025? Let’s delve into it.
Is It Worth Investing in M & T Bank Corp (NYSE: MTB) Right Now?
M & T Bank Corp (NYSE: MTB) has a price-to-earnings ratio of 13.40x that is above its average ratio. Additionally, the 36-month beta value for MTB is 0.62. There are mixed opinions on the stock, with 9 analysts rating it as a “buy,” 3 rating it as “overweight,” 8 rating it as “hold,” and 1 rating it as “sell.”
The public float for MTB is 159.86M and currently, short sellers hold a 2.75% ratio of that float. The average trading volume of MTB on July 03, 2025 was 1.25M shares.
MTB’s Market Performance
MTB stock saw an increase of 4.62% in the past week, with a monthly gain of 11.12% and a quarterly increase of 13.43%. The volatility ratio for the week is 1.65%, and the volatility levels for the last 30 days are 1.77% for M & T Bank Corp (MTB). The simple moving average for the past 20 days is 7.11% for MTB’s stock, with a 6.58% simple moving average for the past 200 days.
Analysts’ Opinion of MTB
Many brokerage firms have already submitted their reports for MTB stocks, with Jefferies repeating the rating for MTB by listing it as a “Buy.” The predicted price for MTB in the upcoming period, according to Jefferies is $225 based on the research report published on May 21, 2025 of the current year 2025.
TD Cowen, on the other hand, stated in their research note that they expect to see MTB reach a price target of $230. The rating they have provided for MTB stocks is “Buy” according to the report published on May 15th, 2025.
Deutsche Bank gave a rating of “Buy” to MTB, setting the target price at $210 in the report published on April 24th of the current year.
MTB Trading at 10.30% from the 50-Day Moving Average
After a stumble in the market that brought MTB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -11.36% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at MTB starting from SADLER ROBERT E JR, who sale 6,700 shares at the price of $183.52 back on Jun 12 ’25. After this action, SADLER ROBERT E JR now owns 23,070 shares of M & T Bank Corp, valued at $1,229,587 using the latest closing price.
Stock Fundamentals for MTB
Current profitability levels for the company are sitting at:
- 0.26 for the present operating margin
- 0.66 for the gross margin
The net margin for M & T Bank Corp stands at 0.2. The total capital return value is set at 0.08. Equity return is now at value 9.39, with 1.24 for asset returns.
Based on M & T Bank Corp (MTB), the company’s capital structure generated 0.29 points at debt to capital in total, while cash flow to debt ratio is standing at 0.3. The debt to equity ratio resting at 0.42. The interest coverage ratio of the stock is 0.86.
Currently, EBITDA for the company is 3.82 billion with net debt to EBITDA at -2.73. When we switch over and look at the enterprise to sales, we see a ratio of 1.61. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.45.
Conclusion
In conclusion, M & T Bank Corp (MTB) has seen better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
