OppFi Inc (NYSE: OPFI)’s stock price has increased by 1.22 compared to its previous closing price of 13.14. However, the company has seen a 0.68% increase in its stock price over the last five trading sessions. zacks.com reported 2025-06-03 that Exploring how investors can use a Zacks screen to help find some of the best Zacks Rank #1 (Strong Buy) stocks to buy in June and throughout the summer of 2025.
Is It Worth Investing in OppFi Inc (NYSE: OPFI) Right Now?
OPFI has 36-month beta value of 1.72. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy,” 1 as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for OPFI is 24.14M, and currently, short sellers hold a 24.07% ratio of that float. The average trading volume of OPFI on June 04, 2025 was 1.18M shares.
OPFI’s Market Performance
OPFI stock saw an increase of 0.68% in the past week, with a monthly gain of 34.89% and a quarterly increase of 32.44%. The volatility ratio for the week is 2.92%, and the volatility levels for the last 30 days are 4.54% for OppFi Inc (OPFI). The simple moving average for the last 20 days is 8.74% for OPFI stock, with a simple moving average of 62.21% for the last 200 days.
Analysts’ Opinion of OPFI
Many brokerage firms have already submitted their reports for OPFI stocks, with Citizens JMP repeating the rating for OPFI by listing it as a “Mkt Outperform.” The predicted price for OPFI in the upcoming period, according to Citizens JMP is $13.50 based on the research report published on May 08, 2025 of the current year 2025.
Needham gave a rating of “Buy” to OPFI, setting the target price at $10 in the report published on August 17th of the previous year.
OPFI Trading at 29.58% from the 50-Day Moving Average
After a stumble in the market that brought OPFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -22.61% of loss for the given period.
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Insider Trading
Reports are indicating that there were more than several insider trading activities at OPFI starting from McKay Christopher J., who sale 66,488 shares at the price of $12.09 back on May 23 ’25. After this action, McKay Christopher J. now owns 128,335 shares of OppFi Inc, valued at $803,714 using the latest closing price.
McKay Christopher J., the Chief Risk & Analytics Officer of OppFi Inc, sale 35,001 shares at $12.93 during a trade that took place back on May 27 ’25, which means that McKay Christopher J. is holding 93,334 shares at $452,538 based on the most recent closing price.
Stock Fundamentals for OPFI
Current profitability levels for the company are sitting at:
- 0.24 for the present operating margin
- 0.81 for the gross margin
The net margin for OppFi Inc stands at -0.02. The total capital return value is set at 0.21. Equity return is now at value -47.39, with -1.60 for asset returns.
Currently, EBITDA for the company is 308.6 million with net debt to EBITDA at -0.2. When we switch over and look at the enterprise to sales, we see a ratio of 2.03. The liquidity ratio also appears to be rather interesting for investors as it stands at 7.42.
Conclusion
To put it simply, OppFi Inc (OPFI) has had a better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.