LendingClub Corp (NYSE: LC)’s stock price has increased by 0.81% compared to its previous closing price of $12.4. However, the company has seen a 1.87% increase in its stock price over the last five trading sessions. prnewswire.com reported 2025-07-08 that SAN FRANCISCO, July 8, 2025 /PRNewswire/ — LendingClub Corporation (NYSE: LC), which operates America’s leading digital marketplace bank, announced that it will report earnings for the second quarter of 2025 after the market closes on Tuesday, July 29, 2025. LendingClub will host a conference call to discuss the second quarter 2025 financial results at 2:00 p.m.
Is It Worth Investing in LendingClub Corp (NYSE: LC) Right Now?
LendingClub Corp (NYSE: LC) has a price-to-earnings ratio of 28.12x that is above its average ratio. Additionally, the 36-month beta value for LC is 2.45. There are mixed opinions on the stock, with 5 analysts rating it as a “buy,” 3 rating it as “overweight,” 2 rating it as “hold,” and 0 rating it as “sell.”
The public float for LC is 110.28M and currently, short sellers hold a 3.51% ratio of that float. The average trading volume of LC on July 10, 2025 was 1.32M shares.
LC’s Market Performance
LC’s stock has seen a 1.87% increase for the week, with a 17.92% rise in the past month and a 41.56% gain in the past quarter. The volatility ratio for the week is 2.35%, and the volatility levels for the past 30 days are at 3.19% for LendingClub Corp The simple moving average for the last 20 days is 7.57% for LC stock, with a simple moving average of -2.13% for the last 200 days.
Analysts’ Opinion of LC
Stephens, on the other hand, stated in their research note that they expect to see LC reach a price target of $15. The rating they have provided for LC stocks is “Overweight” according to the report published on June 12th, 2025.
JP Morgan gave a rating of “Neutral” to LC, setting the target price at $17 in the report published on December 02nd of the previous year.
LC Trading at 14.79% from the 50-Day Moving Average
After a stumble in the market that brought LC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -33.33% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LC starting from Sanborn Scott, who sale 5,250 shares at the price of $12.56 back on Jul 03 ’25. After this action, Sanborn Scott now owns 1,288,425 shares of LendingClub Corp, valued at $65,932 using the latest closing price.
Stock Fundamentals for LC
Current profitability levels for the company are sitting at:
- 0.11 for the present operating margin
- 0.62 for the gross margin
The net margin for LendingClub Corp stands at 0.06. The total capital return value is set at 0.01. Equity return is now at value 3.86, with 0.51 for asset returns.
Currently, EBITDA for the company is 123.06 million with net debt to EBITDA at -6.17. When we switch over and look at the enterprise to sales, we see a ratio of 0.59. The liquidity ratio also appears to be rather interesting for investors as it stands at 10.68.
Conclusion
In conclusion, LendingClub Corp (LC) has seen better performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
