The stock of HDFC Bank Ltd. ADR (NYSE: HDB) has increased by 0.92% when compared to last closing price of $76.17.Despite this, the company has seen a gain of 0.21% in its stock price over the last five trading days. zacks.com reported 2025-07-03 that Investors with an interest in Banks – Foreign stocks have likely encountered both Banco Bradesco (BBD) and HDFC Bank (HDB). But which of these two companies is the best option for those looking for undervalued stocks?
Is It Worth Investing in HDFC Bank Ltd. ADR (NYSE: HDB) Right Now?
HDFC Bank Ltd. ADR (NYSE: HDB) has a higher price-to-earnings ratio of 23.46x compared to its average ratio, The 36-month beta value for HDB is at 0.63. Analysts have varying views on the stock, with 3 analysts rating it as a “buy,” 1 rating it as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for HDB is 2.56B, and currently, shorts hold a 0.58% of that float. The average trading volume for HDB on July 10, 2025 was 2.60M shares.
HDB’s Market Performance
The stock of HDFC Bank Ltd. ADR (HDB) has seen a 0.21% increase in the past week, with a -0.79% drop in the past month, and a 20.52% gain in the past quarter. The volatility ratio for the week is 1.06%, and the volatility levels for the past 30 days are at 1.25% for HDB.. The simple moving average for the past 20 days is 1.49% for HDB’s stock, with a 16.23% simple moving average for the past 200 days.
HDB Trading at 3.32% from the 50-Day Moving Average
After a stumble in the market that brought HDB to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -1.63% of loss for the given period.
Stock Fundamentals for HDB
Current profitability levels for the company are sitting at:
- 0.23 for the present operating margin
- 0.61 for the gross margin
The net margin for HDFC Bank Ltd. ADR stands at 0.15. The total capital return value is set at 0.03. Equity return is now at value 14.51, with 1.68 for asset returns.
The debt to equity ratio resting at 1.22. The interest coverage ratio of the stock is 0.6.
When we switch over and look at the enterprise to sales, we see a ratio of 4.09.
Conclusion
In conclusion, HDFC Bank Ltd. ADR (HDB) has had a better performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
