TransUnion (NYSE: TRU)’s stock price has increased by 4.81% compared to its previous closing price of $91.5. However, the company has seen a 8.98% increase in its stock price over the last five trading sessions. seekingalpha.com reported 2025-07-07 that I am initiating a ‘buy’ rating on TransUnion with a fair value of $107, driven by strong data analytics investments and geographic expansion. Despite current US credit market weakness, I expect recovery as the Fed cuts rates, supporting gradual growth in mortgage and auto loan volumes. TransUnion’s cloud platform, M&A strategy, and operational efficiencies are driving margin expansion and positioning the company to outgrow the market.
Is It Worth Investing in TransUnion (NYSE: TRU) Right Now?
The price-to-earnings ratio for TransUnion (NYSE: TRU) is 51.37x, which is above its average ratio. Moreover, the 36-month beta value for TRU is 1.65. Analysts have varying opinions on the stock, with 10 analysts rating it as a “buy”, 5 as “overweight”, 4 as “hold”, and 0 as “sell”.
The public float for TRU is 193.63M and currently, short sellers hold a 2.24% of that float. On July 08, 2025, TRU’s average trading volume was 2.19M shares.
TRU’s Market Performance
TRU’s stock has seen a 8.98% increase for the week, with a 11.45% rise in the past month and a 34.88% gain in the past quarter. The volatility ratio for the week is 2.55%, and the volatility levels for the past 30 days are at 2.90% for TransUnion The simple moving average for the past 20 days is 8.80% for TRU’s stock, with a 3.49% simple moving average for the past 200 days.
Analysts’ Opinion of TRU
Many brokerage firms have already submitted their reports for TRU stocks, with BofA Securities repeating the rating for TRU by listing it as a “Underperform”. The predicted price for TRU in the upcoming period, according to BofA Securities is $84 based on the research report published on April 10, 2025 of the current year 2025.
Wolfe Research, on the other hand, stated in their research note that they expect to see TRU reach a price target of $130. The rating they have provided for TRU stocks is “Outperform” according to the report published on October 10th, 2024.
TRU Trading at 10.35% from the 50-Day Moving Average
After a stumble in the market that brought TRU to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -15.26% of loss for the given period.
Volatility was left at 2.90%, however, over the last 30 days, the volatility rate increased by 2.55%, as shares surge +11.12% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +16.08% upper at present.
During the last 5 trading sessions, TRU rose by +8.78%, which changed the moving average for the period of 200-days by -4.24% in comparison to the 20-day moving average, which settled at $88.14. In addition, TransUnion saw 26.84% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at TRU starting from CHAOUKI STEVEN M, who sold 1,000 shares at the price of $87.14 back on Jul 01 ’25. After this action, CHAOUKI STEVEN M now owns 74,393 shares of TransUnion, valued at $87,140 using the latest closing price.
CHAOUKI STEVEN M, the Officer of TransUnion, proposed sale 1,000 shares at $87.14 during a trade that took place back on Jul 01 ’25, which means that CHAOUKI STEVEN M is holding N/A shares at $87,140 based on the most recent closing price.
Stock Fundamentals for TRU
Current profitability levels for the company are sitting at:
- 0.18% for the present operating margin
- 0.6% for the gross margin
The net margin for TransUnion stands at 0.09%. The total capital return value is set at 0.08%. Equity return is now at value 8.68%, with 3.34% for asset returns.
Based on TransUnion (TRU), the company’s capital structure generated 0.54 points at debt to capital in total, while cash flow to debt ratio is standing at 0.16. The debt to equity ratio resting at 1.18. The interest coverage ratio of the stock is 3.02.
Currently, EBITDA for the company is 1.2 billion with net debt to EBITDA at 3.51. When we switch over and look at the enterprise to sales, we see a ratio of 5.44. The receivables turnover for the company is 4.37for trailing twelve months and the total asset turnover is 0.39. The liquidity ratio also appears to be rather interesting for investors as it stands at 2.05.
Conclusion
To wrap up, the performance of TransUnion (TRU) has been better in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
