PayPal Holdings Inc (NASDAQ: PYPL) has a price-to-earnings ratio that is above its average at 17.18x. The stock has a 36-month beta value of 1.42. Opinions on the stock are mixed, with 16 analysts rating it as a “buy”, 7 as “overweight”, 21 as “hold”, and 3 as “sell”.
The public float for PYPL is 968.41M, and at present, short sellers hold a 2.85% of that float. On July 07, 2025, the average trading volume of PYPL was 10.58M shares.
PYPL stock’s latest price update
PayPal Holdings Inc (NASDAQ: PYPL) has experienced a rise in its stock price by 0.37% compared to its previous closing price of $76.31. However, the company has seen a gain of 4.67% in its stock price over the last five trading days. fool.com reported 2025-07-04 that Since late 2022, no investment trend has been hotter on Wall Street than the evolution of artificial intelligence (AI). Allowing AI-empowered software and systems to make split-second decisions and grow more efficient at their tasks over time is a game-changing technology that offers utility in most industries around the globe.
PYPL’s Market Performance
PYPL’s stock has risen by 4.67% in the past week, with a monthly rise of 7.37% and a quarterly rise of 14.06%. The volatility ratio for the week is 1.73% while the volatility levels for the last 30 days are 2.37% for PayPal Holdings Inc The simple moving average for the past 20 days is 4.63% for PYPL’s stock, with a -0.33% simple moving average for the past 200 days.
Analysts’ Opinion of PYPL
Many brokerage firms have already submitted their reports for PYPL stocks, with Piper Sandler repeating the rating for PYPL by listing it as a “Neutral”. The predicted price for PYPL in the upcoming period, according to Piper Sandler is $74 based on the research report published on June 24, 2025 of the current year 2025.
Truist, on the other hand, stated in their research note that they expect to see PYPL reach a price target of $68. The rating they have provided for PYPL stocks is “Sell” according to the report published on June 02nd, 2025.
Seaport Research Partners gave a rating of “Sell” to PYPL, setting the target price at $49 in the report published on April 17th of the current year.
PYPL Trading at 7.86% from the 50-Day Moving Average
After a stumble in the market that brought PYPL to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -18.23% of loss for the given period.
Volatility was left at 2.37%, however, over the last 30 days, the volatility rate increased by 1.73%, as shares surge +5.21% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +24.70% upper at present.
During the last 5 trading sessions, PYPL rose by +4.67%, which changed the moving average for the period of 200-days by +9.26% in comparison to the 20-day moving average, which settled at $73.20. In addition, PayPal Holdings Inc saw 32.49% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PYPL starting from Kereere Suzan, who sold 4,162 shares at the price of $73.24 back on Jun 06 ’25. After this action, Kereere Suzan now owns 48,483 shares of PayPal Holdings Inc, valued at $304,827 using the latest closing price.
Scotti Diego, the EVP, GM, Consumer Group of PayPal Holdings Inc, sale 3,839 shares at $73.24 during a trade that took place back on Jun 06 ’25, which means that Scotti Diego is holding 16,989 shares at $281,158 based on the most recent closing price.
Stock Fundamentals for PYPL
Current profitability levels for the company are sitting at:
- 0.18% for the present operating margin
- 0.45% for the gross margin
The net margin for PayPal Holdings Inc stands at 0.14%. The total capital return value is set at 0.17%. Equity return is now at value 22.20%, with 5.52% for asset returns.
Based on PayPal Holdings Inc (PYPL), the company’s capital structure generated 0.36 points at debt to capital in total, while cash flow to debt ratio is standing at 0.59. The debt to equity ratio resting at 0.56. The interest coverage ratio of the stock is 19.52.
Currently, EBITDA for the company is 6.74 billion with net debt to EBITDA at 0.56. When we switch over and look at the enterprise to sales, we see a ratio of 2.46. The receivables turnover for the company is 0.67for trailing twelve months and the total asset turnover is 0.39. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.30.
Conclusion
To sum up, PayPal Holdings Inc (PYPL) has seen a better performance recently. Analysts have differing views on the stock, with some seeing it as a “sell” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
