The stock of World Acceptance Corp (WRLD) has gone up by 3.35% for the week, with a 11.11% rise in the past month and a 34.27% rise in the past quarter. The volatility ratio for the week is 2.72%, and the volatility levels for the past 30 days are 3.04% for WRLD. The simple moving average for the past 20 days is 8.47% for WRLD’s stock, with a 34.59% simple moving average for the past 200 days.
Is It Worth Investing in World Acceptance Corp (NASDAQ: WRLD) Right Now?
The price-to-earnings ratio for World Acceptance Corp (NASDAQ: WRLD) is above average at 10.69x, Company’s 36-month beta value is 1.34.Analysts have differing opinions on the stock, with 0 analysts rating it as a “buy”, 0 as “overweight”, 2 as “hold”, and 0 as “sell”.
The public float for WRLD is 4.44M, and currently, short sellers hold a 7.63% ratio of that floaft. The average trading volume of WRLD on July 04, 2025 was 42.80K shares.
WRLD stock’s latest price update
The stock price of World Acceptance Corp (NASDAQ: WRLD) has jumped by 0.88% compared to previous close of $173.24. Despite this, the company has seen a gain of 3.35% in its stock price over the last five trading days. seekingalpha.com reported 2025-05-05 that World Acceptance Corporation excels in the fragmented small-loan consumer finance industry, leveraging strong customer relationships to maintain profitability. The industry serves as a barometer for consumer economic activity and creditworthiness, indicating potential economic cycles and recession risks. The article will analyze the industry, World Acceptance’s recent performance, future outlook, and upcoming earnings report.
Analysts’ Opinion of WRLD
Many brokerage firms have already submitted their reports for WRLD stocks, with Stephens repeating the rating for WRLD by listing it as a “Equal-Weight”. The predicted price for WRLD in the upcoming period, according to Stephens is $10 based on the research report published on November 13, 2024 of the previous year 2024.
Stephens, on the other hand, stated in their research note that they expect to see WRLD reach a price target of $159. The rating they have provided for WRLD stocks is “Underweight” according to the report published on June 29th, 2022.
WRLD Trading at 16.10% from the 50-Day Moving Average
After a stumble in the market that brought WRLD to its low price for the period of the last 52 weeks, the company was able to rebound, for now settling with 0.69% of gains for the given period.
Volatility was left at 3.04%, however, over the last 30 days, the volatility rate increased by 2.72%, as shares surge +11.54% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +36.11% upper at present.
During the last 5 trading sessions, WRLD rose by +3.35%, which changed the moving average for the period of 200-days by +49.39% in comparison to the 20-day moving average, which settled at $161.11. In addition, World Acceptance Corp saw 39.75% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
WAY CHARLES D, the Director of World Acceptance Corp, sale 50 shares at $161.00 during a trade that took place back on Jun 11 ’25, which means that WAY CHARLES D is holding 15,797 shares at $8,050 based on the most recent closing price.
Stock Fundamentals for WRLD
Current profitability levels for the company are sitting at:
- 0.26% for the present operating margin
- 0.64% for the gross margin
The net margin for World Acceptance Corp stands at 0.16%. The total capital return value is set at 0.15%. Equity return is now at value 20.78%, with 8.40% for asset returns.
Based on World Acceptance Corp (WRLD), the company’s capital structure generated 0.54 points at debt to capital in total, while cash flow to debt ratio is standing at 194.57. The debt to equity ratio resting at 1.2. The interest coverage ratio of the stock is 3.42.
Currently, EBITDA for the company is 164.97 million with net debt to EBITDA at 3.36. When we switch over and look at the enterprise to sales, we see a ratio of 2.56. The receivables turnover for the company is 0.69for trailing twelve months and the total asset turnover is 0.56. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.15.
Conclusion
In a nutshell, World Acceptance Corp (WRLD) has experienced a better performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
