United Fire Group Inc (NASDAQ: UFCS) has experienced a rise in its stock price by 1.77% compared to its previous closing price of $27.67. However, the company has seen a fall of -1.02% in its stock price over the last five trading days. zacks.com reported 2025-07-01 that Sticky core PCE inflation lifts Treasury yields, boosting prospects for NNI, PGY and UFCS amid rate-hike resilience.
Is It Worth Investing in United Fire Group Inc (NASDAQ: UFCS) Right Now?
The price-to-earnings ratio for United Fire Group Inc (NASDAQ: UFCS) is above average at 11.09x, Company’s 36-month beta value is 0.54.Analysts have differing opinions on the stock, with 1 analysts rating it as a “buy”, 0 as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for UFCS is 21.34M, and currently, short sellers hold a 0.98% ratio of that floaft. The average trading volume of UFCS on July 04, 2025 was 108.73K shares.
UFCS’s Market Performance
UFCS’s stock has seen a -1.02% decrease for the week, with a -0.81% drop in the past month and a -4.70% fall in the past quarter. The volatility ratio for the week is 2.40%, and the volatility levels for the past 30 days are at 2.34% for United Fire Group Inc The simple moving average for the past 20 days is -0.63% for UFCS’s stock, with a 6.63% simple moving average for the past 200 days.
Analysts’ Opinion of UFCS
Many brokerage firms have already submitted their reports for UFCS stocks, with Piper Sandler repeating the rating for UFCS by listing it as a “Neutral”. The predicted price for UFCS in the upcoming period, according to Piper Sandler is $26 based on the research report published on November 18, 2024 of the previous year 2024.
Piper Sandler, on the other hand, stated in their research note that they expect to see UFCS reach a price target of $25, previously predicting the price at $30. The rating they have provided for UFCS stocks is “Underweight” according to the report published on February 13th, 2023.
Piper Sandler gave a rating of “Overweight” to UFCS, setting the target price at $37 in the report published on August 05th of the previous year.
UFCS Trading at -0.14% from the 50-Day Moving Average
After a stumble in the market that brought UFCS to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -11.17% of loss for the given period.
Volatility was left at 2.34%, however, over the last 30 days, the volatility rate increased by 2.40%, as shares surge +0.25% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +2.55% upper at present.
During the last 5 trading sessions, UFCS fell by -1.02%, which changed the moving average for the period of 200-days by +37.37% in comparison to the 20-day moving average, which settled at $28.34. In addition, United Fire Group Inc saw 33.21% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UFCS starting from McIntyre Dee Ann, who sold 2,500 shares at the price of $28.09 back on Mar 05 ’25. After this action, McIntyre Dee Ann now owns 444,363 shares of United Fire Group Inc, valued at $70,214 using the latest closing price.
McIntyre Dee Ann, the 10% Owner of United Fire Group Inc, sale 2,500 shares at $27.31 during a trade that took place back on Mar 04 ’25, which means that McIntyre Dee Ann is holding 446,863 shares at $68,283 based on the most recent closing price.
Stock Fundamentals for UFCS
Current profitability levels for the company are sitting at:
- 0.12% for the present operating margin
- 0.99% for the gross margin
The net margin for United Fire Group Inc stands at 0.1%. The total capital return value is set at 0.02%. Equity return is now at value 8.51%, with 2.12% for asset returns.
Currently, EBITDA for the company is 84.31 million with net debt to EBITDA at -1.89. When we switch over and look at the enterprise to sales, we see a ratio of 0.78. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.45.
Conclusion
In a nutshell, United Fire Group Inc (UFCS) has experienced a bad performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
