The stock of Trustco Bank Corp (NASDAQ: TRST) has increased by 1.37% when compared to last closing price of $35.1. Despite this, the company has experienced a 7.56% gain in its stock price over the last five trading sessions. globenewswire.com reported 2025-05-21 that GLENVILLE, N.Y., May 21, 2025 (GLOBE NEWSWIRE) — The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on May 20, 2025, declared a quarterly cash dividend of $0.36 per share, or $1.44 per share on an annualized basis. The dividend will be payable on July 1, 2025 to shareholders of record at the close of business on June 6, 2025.
Is It Worth Investing in Trustco Bank Corp (NASDAQ: TRST) Right Now?
The price-to-earnings ratio for Trustco Bank Corp (NASDAQ: TRST) is above average at 13.29x. The 36-month beta value for TRST is also noteworthy at 0.70. There are mixed opinions on the stock, with 0 analysts rating it as a “buy”, 0 rating it as “overweight”, 1 rating it as “hold”, and 0 rating it as “sell”.
The public float for TRST is 18.38M, and at present, short sellers hold a 1.95% of that float. The average trading volume of TRST on July 04, 2025 was 95.57K shares.
TRST’s Market Performance
TRST stock saw an increase of 7.56% in the past week, with a monthly gain of 13.31% and a quarterly increase of 15.90%. The volatility ratio for the week is 2.52%, and the volatility levels for the last 30 days are 2.20% for Trustco Bank Corp (TRST). The simple moving average for the past 20 days is 10.08% for TRST’s stock, with a 9.12% simple moving average for the past 200 days.
Analysts’ Opinion of TRST
Many brokerage firms have already submitted their reports for TRST stocks, with Piper Sandler repeating the rating for TRST by listing it as a “Underweight”. The predicted price for TRST in the upcoming period, according to Piper Sandler is $36 based on the research report published on January 25, 2023 of the previous year 2023.
Piper Sandler, on the other hand, stated in their research note that they expect to see TRST reach a price target of $8. The rating they have provided for TRST stocks is “Neutral” according to the report published on January 25th, 2021.
Keefe Bruyette gave a rating of “Mkt Perform” to TRST, setting the target price at $6 in the report published on October 07th of the previous year.
TRST Trading at 12.23% from the 50-Day Moving Average
After a stumble in the market that brought TRST to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -8.51% of loss for the given period.
Volatility was left at 2.20%, however, over the last 30 days, the volatility rate increased by 2.52%, as shares surge +14.48% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +19.24% upper at present.
During the last 5 trading sessions, TRST rose by +7.56%, which changed the moving average for the period of 200-days by +7.17% in comparison to the 20-day moving average, which settled at $32.32. In addition, Trustco Bank Corp saw 25.06% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at TRST starting from Cotugno Steffani, who purchase 750 shares at the price of $31.15 back on Jun 04 ’25. After this action, Cotugno Steffani now owns 1,573 shares of Trustco Bank Corp, valued at $23,362 using the latest closing price.
Powell Curtis N, the Director of Trustco Bank Corp, purchase 200 shares at $30.44 during a trade that took place back on Apr 25 ’25, which means that Powell Curtis N is holding 2,108 shares at $6,088 based on the most recent closing price.
Stock Fundamentals for TRST
Current profitability levels for the company are sitting at:
- 0.25% for the present operating margin
- 0.65% for the gross margin
The net margin for Trustco Bank Corp stands at 0.19%. The total capital return value is set at 0.09%. Equity return is now at value 7.63%, with 0.81% for asset returns.
Based on Trustco Bank Corp (TRST), the company’s capital structure generated 0.15 points at debt to capital in total, while cash flow to debt ratio is standing at 0.42. The debt to equity ratio resting at 0.18. The interest coverage ratio of the stock is 0.74.
Currently, EBITDA for the company is 75.48 million with net debt to EBITDA at 0.92. When we switch over and look at the enterprise to sales, we see a ratio of 2.81. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.24.
Conclusion
In summary, Trustco Bank Corp (TRST) has had a better performance as of late. Analysts have mixed opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
