Central Pacific Financial Corp (NYSE: CPF) has a higher price-to-earnings ratio of 13.83x compared to its average ratio, The 36-month beta value for CPF is at 1.04. Analysts have varying views on the stock, with 0 analysts rating it as a “buy”, 0 rating it as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for CPF is 26.37M, and currently, shorts hold a 2.22% of that float. The average trading volume for CPF on July 04, 2025 was 180.11K shares.
CPF stock’s latest price update
The stock price of Central Pacific Financial Corp (NYSE: CPF) has surged by 1.82% when compared to previous closing price of $29.09, but the company has seen a 7.32% gain in its stock price over the last five trading sessions. zacks.com reported 2025-06-25 that Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Central Pacific Financial (CPF) have what it takes?
CPF’s Market Performance
Central Pacific Financial Corp (CPF) has experienced a 7.32% rise in stock performance for the past week, with a 11.52% rise in the past month, and a 8.58% rise in the past quarter. The volatility ratio for the week is 2.23%, and the volatility levels for the past 30 days are at 2.16% for CPF. The simple moving average for the last 20 days is 8.72% for CPF stock, with a simple moving average of 5.23% for the last 200 days.
Analysts’ Opinion of CPF
Compass Point, on the other hand, stated in their research note that they expect to see CPF reach a price target of $30, previously predicting the price at $31. The rating they have provided for CPF stocks is “Neutral” according to the report published on January 27th, 2022.
Piper Sandler gave a rating of “Overweight” to CPF, setting the target price at $23 in the report published on January 28th of the previous year.
CPF Trading at 10.08% from the 50-Day Moving Average
After a stumble in the market that brought CPF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -10.92% of loss for the given period.
Volatility was left at 2.16%, however, over the last 30 days, the volatility rate increased by 2.23%, as shares surge +12.07% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +13.36% upper at present.
During the last 5 trading sessions, CPF rose by +7.32%, which changed the moving average for the period of 200-days by +9.99% in comparison to the 20-day moving average, which settled at $27.24. In addition, Central Pacific Financial Corp saw 38.02% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at CPF starting from Yonamine Paul K, who sold 2,765 shares at the price of $28.00 back on Jul 01 ’25. After this action, Yonamine Paul K now owns 16,946 shares of Central Pacific Financial Corp, valued at $77,420 using the latest closing price.
Ngo Agnes Catherine, the Officer of Central Pacific Financial Corp, proposed sale 3,333 shares at $26.99 during a trade that took place back on Jun 12 ’25, which means that Ngo Agnes Catherine is holding N/A shares at $89,954 based on the most recent closing price.
Stock Fundamentals for CPF
Current profitability levels for the company are sitting at:
- 0.21% for the present operating margin
- 0.71% for the gross margin
The net margin for Central Pacific Financial Corp stands at 0.17%. The total capital return value is set at 0.09%. Equity return is now at value 10.94%, with 0.79% for asset returns.
Based on Central Pacific Financial Corp (CPF), the company’s capital structure generated 0.23 points at debt to capital in total, while cash flow to debt ratio is standing at 0.58. The debt to equity ratio resting at 0.29. The interest coverage ratio of the stock is 0.82.
Currently, EBITDA for the company is 77.15 million with net debt to EBITDA at -1.38. When we switch over and look at the enterprise to sales, we see a ratio of 2.0. The receivables turnover for the company is 13.87for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.09.
Conclusion
In conclusion, Central Pacific Financial Corp (CPF) has had a better performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
