The stock of Saratoga Investment Corp (NYSE: SAR) has increased by 0.28% when compared to last closing price of $25.29. Despite this, the company has experienced a 3.13% gain in its stock price over the last five trading sessions. seekingalpha.com reported 2025-07-02 that I maintain my hold rating on Saratoga Investment due to limited growth catalysts and a challenging high interest rate environment suppressing valuation. SAR stock’s attractive 12.1% dividend yield supports total returns, but current net investment income does not fully cover payouts, risking NAV decline. Heavy reliance on debt and increased competition in private credit limit SAR’s ability to grow its portfolio until interest rates decline.
Is It Worth Investing in Saratoga Investment Corp (NYSE: SAR) Right Now?
Saratoga Investment Corp (NYSE: SAR) has a higher price-to-earnings ratio of 12.55x compared to its average ratio. SAR has 36-month beta value of 0.71. Analysts have mixed views on the stock, with 3 analysts rating it as a “buy”, 1 as “overweight”, 5 as “hold”, and 0 as “sell”.
The public float for SAR is 13.16M, and currently, short sellers hold a 2.03% ratio of that float. The average trading volume of SAR on July 04, 2025 was 110.61K shares.
SAR’s Market Performance
The stock of Saratoga Investment Corp (SAR) has seen a 3.13% increase in the past week, with a 2.76% rise in the past month, and a 0.20% gain in the past quarter. The volatility ratio for the week is 1.29%, and the volatility levels for the past 30 days are at 1.31% for SAR. The simple moving average for the past 20 days is 3.46% for SAR’s stock, with a 4.51% simple moving average for the past 200 days.
Analysts’ Opinion of SAR
Many brokerage firms have already submitted their reports for SAR stocks, with Compass Point repeating the rating for SAR by listing it as a “Neutral”. The predicted price for SAR in the upcoming period, according to Compass Point is $24.25 based on the research report published on June 09, 2025 of the current year 2025.
B. Riley Securities, on the other hand, stated in their research note that they expect to see SAR reach a price target of $23.50. The rating they have provided for SAR stocks is “Neutral” according to the report published on May 13th, 2025.
Compass Point gave a rating of “Buy” to SAR, setting the target price at $24.75 in the report published on July 11th of the previous year.
SAR Trading at 3.69% from the 50-Day Moving Average
After a stumble in the market that brought SAR to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -3.10% of loss for the given period.
Volatility was left at 1.31%, however, over the last 30 days, the volatility rate increased by 1.29%, as shares surge +2.96% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +7.55% upper at present.
During the last 5 trading sessions, SAR rose by +3.13%, which changed the moving average for the period of 200-days by +9.17% in comparison to the 20-day moving average, which settled at $24.51. In addition, Saratoga Investment Corp saw 14.19% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
N/A, the N/A of Saratoga Investment Corp, N/A N/A shares at N/A during a trade that took place back on N/A, which means that N/A is holding N/A shares at N/A based on the most recent closing price.
Stock Fundamentals for SAR
Current profitability levels for the company are sitting at:
- 0.34% for the present operating margin
- 0.45% for the gross margin
The net margin for Saratoga Investment Corp stands at 0.3%. The total capital return value is set at 0.0%.
Based on Saratoga Investment Corp (SAR), the company’s capital structure generated 0.65 points at debt to capital in total, while cash flow to debt ratio is standing at 0.13. The debt to equity ratio resting at 1.86. The interest coverage ratio of the stock is 0.61.
Currently, EBITDA for the company is 31.97 million with net debt to EBITDA at 18218.4. When we switch over and look at the enterprise to sales, we see a ratio of 6188.72. The receivables turnover for the company is 0.01for trailing twelve months and the total asset turnover is 0.0.
Conclusion
To put it simply, Saratoga Investment Corp (SAR) has had a better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
