S & T Bancorp, Inc (NASDAQ: STBA)’s stock price has plunge by 1.27%relation to previous closing price of $39.35. Nevertheless, the company has seen a 4.29% surge in its stock price over the last five trading sessions. zacks.com reported 2025-07-02 that Does S&T Bancorp (STBA) have what it takes to be a top stock pick for momentum investors? Let’s find out.
Is It Worth Investing in S & T Bancorp, Inc (NASDAQ: STBA) Right Now?
S & T Bancorp, Inc (NASDAQ: STBA) has a price-to-earnings ratio of 11.49x that is above its average ratio. Additionally, the 36-month beta value for STBA is 0.91. There are mixed opinions on the stock, with 0 analysts rating it as a “buy”, 0 rating it as “overweight”, 5 rating it as “hold”, and 0 rating it as “sell”.
The public float for STBA is 37.72M and currently, short sellers hold a 1.97% ratio of that float. The average trading volume of STBA on July 04, 2025 was 154.82K shares.
STBA’s Market Performance
STBA’s stock has seen a 4.29% increase for the week, with a 8.14% rise in the past month and a 6.75% gain in the past quarter. The volatility ratio for the week is 2.83%, and the volatility levels for the past 30 days are at 2.28% for S & T Bancorp, Inc The simple moving average for the past 20 days is 6.59% for STBA’s stock, with a 2.60% simple moving average for the past 200 days.
Analysts’ Opinion of STBA
Many brokerage firms have already submitted their reports for STBA stocks, with Hovde Group repeating the rating for STBA by listing it as a “Market Perform”. The predicted price for STBA in the upcoming period, according to Hovde Group is $41 based on the research report published on June 27, 2025 of the current year 2025.
Janney, on the other hand, stated in their research note that they expect to see STBA reach a price target of $32. The rating they have provided for STBA stocks is “Neutral” according to the report published on September 29th, 2022.
DA Davidson gave a rating of “Neutral” to STBA, setting the target price at $29 in the report published on January 11th of the previous year.
STBA Trading at 6.87% from the 50-Day Moving Average
After a stumble in the market that brought STBA to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -12.97% of loss for the given period.
Volatility was left at 2.28%, however, over the last 30 days, the volatility rate increased by 2.83%, as shares surge +9.57% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +11.52% upper at present.
During the last 5 trading sessions, STBA rose by +4.29%, which changed the moving average for the period of 200-days by -5.77% in comparison to the 20-day moving average, which settled at $37.39. In addition, S & T Bancorp, Inc saw 20.32% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at STBA starting from Gurt Peter G, who purchase 135 shares at the price of $37.23 back on May 28 ’25. After this action, Gurt Peter G now owns 260 shares of S & T Bancorp, Inc, valued at $5,027 using the latest closing price.
Gurt Peter G, the Director of S & T Bancorp, Inc, purchase 125 shares at $39.70 during a trade that took place back on Feb 25 ’25, which means that Gurt Peter G is holding 125 shares at $4,963 based on the most recent closing price.
Stock Fundamentals for STBA
Current profitability levels for the company are sitting at:
- 0.3% for the present operating margin
- 0.69% for the gross margin
The net margin for S & T Bancorp, Inc stands at 0.24%. The total capital return value is set at 0.1%. Equity return is now at value 9.84%, with 1.39% for asset returns.
Based on S & T Bancorp, Inc (STBA), the company’s capital structure generated 0.12 points at debt to capital in total, while cash flow to debt ratio is standing at 0.8. The debt to equity ratio resting at 0.14. The interest coverage ratio of the stock is 0.94.
Currently, EBITDA for the company is 175.68 million with net debt to EBITDA at -0.1. When we switch over and look at the enterprise to sales, we see a ratio of 2.7. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.04.
Conclusion
In conclusion, S & T Bancorp, Inc (STBA) has seen better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
