The price-to-earnings ratio for Orange County Bancorp Inc (NASDAQ: OBT) is above average at 11.36x. The 36-month beta value for OBT is also noteworthy at 0.51. There are mixed opinions on the stock, with 2 analysts rating it as a “buy”, 1 rating it as “overweight”, 0 rating it as “hold”, and 0 rating it as “sell”.
The public float for OBT is 9.77M, and at present, short sellers hold a 1.47% of that float. The average trading volume of OBT on July 04, 2025 was 47.41K shares.
OBT stock’s latest price update
Orange County Bancorp Inc (NASDAQ: OBT)’s stock price has increased by 0.99% compared to its previous closing price of $27.15. However, the company has seen a 7.40% increase in its stock price over the last five trading sessions. globenewswire.com reported 2025-06-23 that MIDDLETOWN, N.Y., June 23, 2025 (GLOBE NEWSWIRE) — Orange Bank & Trust Company (the “Bank”), the banking subsidiary of Orange County Bancorp, Inc. (the “Company” – Nasdaq: OBT), is pleased to announce the promotion of Elizabeth “Liz” Jones, Chief Operating Officer, to Executive Vice President.
OBT’s Market Performance
OBT’s stock has risen by 7.40% in the past week, with a monthly rise of 8.72% and a quarterly rise of 15.94%. The volatility ratio for the week is 3.93% while the volatility levels for the last 30 days are 4.01% for Orange County Bancorp Inc The simple moving average for the past 20 days is 10.73% for OBT’s stock, with a 3.56% simple moving average for the past 200 days.
Analysts’ Opinion of OBT
Many brokerage firms have already submitted their reports for OBT stocks, with Hovde Group repeating the rating for OBT by listing it as a “Outperform”. The predicted price for OBT in the upcoming period, according to Hovde Group is $29.50 based on the research report published on June 10, 2025 of the current year 2025.
Hovde Group, on the other hand, stated in their research note that they expect to see OBT reach a price target of $30.50. The rating they have provided for OBT stocks is “Outperform” according to the report published on May 12th, 2025.
OBT Trading at 9.07% from the 50-Day Moving Average
After a stumble in the market that brought OBT to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -17.05% of loss for the given period.
Volatility was left at 4.01%, however, over the last 30 days, the volatility rate increased by 3.93%, as shares surge +15.99% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +18.19% upper at present.
During the last 5 trading sessions, OBT rose by +7.40%, which changed the moving average for the period of 200-days by -6.16% in comparison to the 20-day moving average, which settled at $24.76. In addition, Orange County Bancorp Inc saw 15.43% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OBT starting from Schiller Jon, who purchase 6,451 shares at the price of $23.25 back on Jun 04 ’25. After this action, Schiller Jon now owns 12,446 shares of Orange County Bancorp Inc, valued at $149,986 using the latest closing price.
Ruhl Joseph A, the Reg Pres, Westchester County of Orange County Bancorp Inc, sale 1,752 shares at $26.67 during a trade that took place back on May 16 ’25, which means that Ruhl Joseph A is holding 31,485 shares at $46,726 based on the most recent closing price.
Stock Fundamentals for OBT
Current profitability levels for the company are sitting at:
- 0.24% for the present operating margin
- 0.7% for the gross margin
The net margin for Orange County Bancorp Inc stands at 0.19%. The total capital return value is set at 0.13%. Equity return is now at value 14.76%, with 1.09% for asset returns.
Based on Orange County Bancorp Inc (OBT), the company’s capital structure generated 0.2 points at debt to capital in total, while cash flow to debt ratio is standing at 0.74. The debt to equity ratio resting at 0.25. The interest coverage ratio of the stock is 1.01.
Currently, EBITDA for the company is 36.77 million with net debt to EBITDA at -3.13. When we switch over and look at the enterprise to sales, we see a ratio of 1.7. The receivables turnover for the company is 13.14for trailing twelve months and the total asset turnover is 0.06. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.09.
Conclusion
In summary, Orange County Bancorp Inc (OBT) has had a better performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
