The price-to-earnings ratio for Old Point Financial Corp (NASDAQ: OPOF) is above average at 20.76x, Company’s 36-month beta value is -0.32.Analysts have differing opinions on the stock, with 0 analysts rating it as a “buy”, 0 as “overweight”, 0 as “hold”, and 0 as “sell”.
The public float for OPOF is 4.39M, and currently, short sellers hold a 0.48% ratio of that floaft. The average trading volume of OPOF on July 04, 2025 was 33.21K shares.
OPOF stock’s latest price update
The stock of Old Point Financial Corp (NASDAQ: OPOF) has increased by 1.40% when compared to last closing price of $40.12.Despite this, the company has seen a gain of 2.55% in its stock price over the last five trading days. prnewswire.com reported 2025-07-02 that HAMPTON, Va., July 2, 2025 /PRNewswire/ — Old Point Financial Corporation (the “Company” or “Old Point”) (NASDAQ: OPOF), holding company of The Old Point National Bank of Phoebus (“Old Point National Bank”), announced today that its shareholders approved the merger of the Company and Old Point National Bank with and into TowneBank.
OPOF’s Market Performance
Old Point Financial Corp (OPOF) has seen a 2.55% rise in stock performance for the week, with a 4.28% gain in the past month and a 36.01% surge in the past quarter. The volatility ratio for the week is 1.69%, and the volatility levels for the past 30 days are at 2.01% for OPOF. The simple moving average for the past 20 days is 2.35% for OPOF’s stock, with a 41.59% simple moving average for the past 200 days.
Analysts’ Opinion of OPOF
Many brokerage firms have already submitted their reports for OPOF stocks, with Davenport repeating the rating for OPOF by listing it as a “Buy”. The predicted price for OPOF in the upcoming period, according to Davenport is $22 based on the research report published on December 12, 2008 of the previous year 2008.
OPOF Trading at 2.80% from the 50-Day Moving Average
After a stumble in the market that brought OPOF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -0.66% of loss for the given period.
Volatility was left at 2.01%, however, over the last 30 days, the volatility rate increased by 1.69%, as shares surge +4.60% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +5.14% upper at present.
During the last 5 trading sessions, OPOF rose by +2.55%, which changed the moving average for the period of 200-days by +127.01% in comparison to the 20-day moving average, which settled at $39.74. In addition, Old Point Financial Corp saw 190.36% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at OPOF starting from Golden Sarah B, who purchase 900 shares at the price of $18.00 back on Jul 30 ’24. After this action, Golden Sarah B now owns 7,588 shares of Old Point Financial Corp, valued at $16,200 using the latest closing price.
Golden Sarah B, the Director of Old Point Financial Corp, purchase 500 shares at $19.45 during a trade that took place back on Jul 31 ’24, which means that Golden Sarah B is holding 8,088 shares at $9,725 based on the most recent closing price.
Stock Fundamentals for OPOF
Current profitability levels for the company are sitting at:
- 0.14% for the present operating margin
- 0.71% for the gross margin
The net margin for Old Point Financial Corp stands at 0.12%. The total capital return value is set at 0.06%. Equity return is now at value 8.85%, with 0.69% for asset returns.
Based on Old Point Financial Corp (OPOF), the company’s capital structure generated 0.37 points at debt to capital in total, while cash flow to debt ratio is standing at 0.19. The debt to equity ratio resting at 0.59. The interest coverage ratio of the stock is 0.51.
Currently, EBITDA for the company is 13.94 million with net debt to EBITDA at -4.52. When we switch over and look at the enterprise to sales, we see a ratio of 1.64. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.33.
Conclusion
In a nutshell, Old Point Financial Corp (OPOF) has experienced a better performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
