The stock of Lakeland Financial Corp (NASDAQ: LKFN) has increased by 1.10% when compared to last closing price of $64.54. Despite this, the company has experienced a 6.27% gain in its stock price over the last five trading sessions. zacks.com reported 2025-06-23 that Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Lakeland Financial (LKFN) have what it takes?
Is It Worth Investing in Lakeland Financial Corp (NASDAQ: LKFN) Right Now?
Lakeland Financial Corp (NASDAQ: LKFN) has a higher price-to-earnings ratio of 18.65x compared to its average ratio. LKFN has 36-month beta value of 0.63. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy”, 1 as “overweight”, 3 as “hold”, and 0 as “sell”.
The public float for LKFN is 24.76M, and currently, short sellers hold a 8.89% ratio of that float. The average trading volume of LKFN on July 04, 2025 was 186.34K shares.
LKFN’s Market Performance
The stock of Lakeland Financial Corp (LKFN) has seen a 6.27% increase in the past week, with a 8.28% rise in the past month, and a 9.61% gain in the past quarter. The volatility ratio for the week is 4.61%, and the volatility levels for the past 30 days are at 2.91% for LKFN. The simple moving average for the past 20 days is 7.46% for LKFN’s stock, with a 1.21% simple moving average for the past 200 days.
Analysts’ Opinion of LKFN
Many brokerage firms have already submitted their reports for LKFN stocks, with Hovde Group repeating the rating for LKFN by listing it as a “Outperform”. The predicted price for LKFN in the upcoming period, according to Hovde Group is $72 based on the research report published on May 06, 2025 of the current year 2025.
Hovde Group, on the other hand, stated in their research note that they expect to see LKFN reach a price target of $66. The rating they have provided for LKFN stocks is “Market Perform” according to the report published on March 21st, 2025.
LKFN Trading at 9.42% from the 50-Day Moving Average
After a stumble in the market that brought LKFN to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -17.00% of loss for the given period.
Volatility was left at 2.91%, however, over the last 30 days, the volatility rate increased by 4.61%, as shares surge +10.03% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +21.37% upper at present.
During the last 5 trading sessions, LKFN rose by +6.27%, which changed the moving average for the period of 200-days by -0.35% in comparison to the 20-day moving average, which settled at $60.72. In addition, Lakeland Financial Corp saw 7.78% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at LKFN starting from Truex Melinda Jo, who purchase 8,309 shares at the price of $60.11 back on May 22 ’25. After this action, Truex Melinda Jo now owns 16,507 shares of Lakeland Financial Corp, valued at $499,454 using the latest closing price.
Leniski Stephanie R, the Executive Vice President of Lakeland Financial Corp, sale 1,000 shares at $59.51 during a trade that took place back on May 06 ’25, which means that Leniski Stephanie R is holding 5,211 shares at $59,508 based on the most recent closing price.
Stock Fundamentals for LKFN
Current profitability levels for the company are sitting at:
- 0.25% for the present operating margin
- 0.55% for the gross margin
The net margin for Lakeland Financial Corp stands at 0.21%. The total capital return value is set at 0.14%. Equity return is now at value 13.44%, with 1.34% for asset returns.
Based on Lakeland Financial Corp (LKFN), the company’s capital structure generated 0.13 points at debt to capital in total, while cash flow to debt ratio is standing at 0.99. The debt to equity ratio resting at 0.16. The interest coverage ratio of the stock is 0.63.
Currently, EBITDA for the company is 117.64 million with net debt to EBITDA at -1.11. When we switch over and look at the enterprise to sales, we see a ratio of 3.6. The receivables turnover for the company is 14.84for trailing twelve months and the total asset turnover is 0.06. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.19.
Conclusion
To put it simply, Lakeland Financial Corp (LKFN) has had a better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
