Horizon Bancorp Inc (IN) (NASDAQ: HBNC) has a price-to-earnings ratio of 15.92x that is above its average ratio. Additionally, the 36-month beta value for HBNC is 0.88. There are mixed opinions on the stock, with 3 analysts rating it as a “buy”, 0 rating it as “overweight”, 3 rating it as “hold”, and 0 rating it as “sell”.
The public float for HBNC is 42.80M and currently, short sellers hold a 1.35% ratio of that float. The average trading volume of HBNC on July 04, 2025 was 167.23K shares.
HBNC stock’s latest price update
Horizon Bancorp Inc (IN) (NASDAQ: HBNC)’s stock price has plunge by 0.68%relation to previous closing price of $16.28. Nevertheless, the company has seen a 6.22% surge in its stock price over the last five trading sessions. globenewswire.com reported 2025-07-01 that MICHIGAN CITY, Ind., July 01, 2025 (GLOBE NEWSWIRE) — (NASDAQ GS: HBNC) – Horizon Bancorp, Inc. (“Horizon” or the “Company”) will host a conference call at 7:30 a.m. CT on Thursday, July 24, 2025 to review its second quarter 2025 financial results.
HBNC’s Market Performance
HBNC’s stock has risen by 6.22% in the past week, with a monthly rise of 9.34% and a quarterly rise of 7.40%. The volatility ratio for the week is 2.94% while the volatility levels for the last 30 days are 2.65% for Horizon Bancorp Inc (IN) The simple moving average for the last 20 days is 8.22% for HBNC stock, with a simple moving average of 3.11% for the last 200 days.
Analysts’ Opinion of HBNC
Many brokerage firms have already submitted their reports for HBNC stocks, with Hovde Group repeating the rating for HBNC by listing it as a “Outperform”. The predicted price for HBNC in the upcoming period, according to Hovde Group is $18 based on the research report published on September 30, 2024 of the previous year 2024.
Keefe Bruyette gave a rating of “Mkt Perform” to HBNC, setting the target price at $18 in the report published on October 28th of the previous year.
HBNC Trading at 8.56% from the 50-Day Moving Average
After a stumble in the market that brought HBNC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -14.55% of loss for the given period.
Volatility was left at 2.65%, however, over the last 30 days, the volatility rate increased by 2.94%, as shares surge +11.72% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +17.58% upper at present.
During the last 5 trading sessions, HBNC rose by +6.22%, which changed the moving average for the period of 200-days by +3.60% in comparison to the 20-day moving average, which settled at $15.15. In addition, Horizon Bancorp Inc (IN) saw 31.22% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at HBNC starting from DWIGHT CRAIG M, who sold 10,000 shares at the price of $17.14 back on Feb 19 ’25. After this action, DWIGHT CRAIG M now owns 463,139 shares of Horizon Bancorp Inc (IN), valued at $171,400 using the latest closing price.
Etzler Todd A., the Executive Vice President & GC of Horizon Bancorp Inc (IN), sale 590 shares at $17.99 during a trade that took place back on Dec 04 ’24, which means that Etzler Todd A. is holding 0 shares at $10,614 based on the most recent closing price.
Stock Fundamentals for HBNC
Current profitability levels for the company are sitting at:
- 0.11% for the present operating margin
- 0.54% for the gross margin
The net margin for Horizon Bancorp Inc (IN) stands at 0.12%. The total capital return value is set at 0.02%. Equity return is now at value 6.06%, with 0.59% for asset returns.
Based on Horizon Bancorp Inc (IN) (HBNC), the company’s capital structure generated 0.57 points at debt to capital in total, while cash flow to debt ratio is standing at 0.01. The debt to equity ratio resting at 1.31. The interest coverage ratio of the stock is 0.25.
Currently, EBITDA for the company is 39.65 million with net debt to EBITDA at 16.14. When we switch over and look at the enterprise to sales, we see a ratio of 4.27. The receivables turnover for the company is 9.48for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.18.
Conclusion
In conclusion, Horizon Bancorp Inc (IN) (HBNC) has seen better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
