Fair Isaac Corp (NYSE: FICO)’s stock price has gone rise by 0.68% in comparison to its previous close of $1842.78, however, the company has experienced a 2.18% increase in its stock price over the last five trading days. businesswire.com reported 2025-06-26 that LONDON–(BUSINESS WIRE)–The usual seasonal spending increase in April was evident in the latest data from global analytics software leader FICO, following a post-Christmas dip. However, spend was slightly lower year-on-year, reflecting continued financial pressures. The proportion of balance paid has also been trending downwards so far in 2025, and in April was 6.2% lower year-on-year. Combined with the impact of inflation, this meant balances were 4.9% higher than April 2024. Highlights Spend.
Is It Worth Investing in Fair Isaac Corp (NYSE: FICO) Right Now?
The price-to-earnings ratio for Fair Isaac Corp (NYSE: FICO) is above average at 79.91x. The 36-month beta value for FICO is also noteworthy at 1.30. There are mixed opinions on the stock, with 8 analysts rating it as a “buy”, 5 rating it as “overweight”, 4 rating it as “hold”, and 1 rating it as “sell”.
The public float for FICO is 23.63M, and at present, short sellers hold a 3.68% of that float. The average trading volume of FICO on July 04, 2025 was 265.48K shares.
FICO’s Market Performance
FICO stock saw an increase of 2.18% in the past week, with a monthly gain of 6.54% and a quarterly increase of -1.83%. The volatility ratio for the week is 3.49%, and the volatility levels for the last 30 days are 3.21% for Fair Isaac Corp (FICO). The simple moving average for the past 20 days is 2.17% for FICO’s stock, with a -5.07% simple moving average for the past 200 days.
Analysts’ Opinion of FICO
Many brokerage firms have already submitted their reports for FICO stocks, with Robert W. Baird repeating the rating for FICO by listing it as a “Outperform”. The predicted price for FICO in the upcoming period, according to Robert W. Baird is $1900 based on the research report published on May 28, 2025 of the current year 2025.
BofA Securities, on the other hand, stated in their research note that they expect to see FICO reach a price target of $2800. The rating they have provided for FICO stocks is “Buy” according to the report published on April 10th, 2025.
JP Morgan gave a rating of “Neutral” to FICO, setting the target price at $2150 in the report published on December 20th of the previous year.
FICO Trading at -1.72% from the 50-Day Moving Average
After a stumble in the market that brought FICO to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -22.77% of loss for the given period.
Volatility was left at 3.21%, however, over the last 30 days, the volatility rate increased by 3.49%, as shares surge +5.72% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading -0.94% lower at present.
During the last 5 trading sessions, FICO rose by +2.18%, which changed the moving average for the period of 200-days by -0.73% in comparison to the 20-day moving average, which settled at $1,815.89. In addition, Fair Isaac Corp saw 23.98% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at FICO starting from LANSING WILLIAM J, who sold 6,010 shares at the price of $1767.82 back on Jun 10 ’25. After this action, LANSING WILLIAM J now owns 42,138 shares of Fair Isaac Corp, valued at $10,624,574 using the latest closing price.
Weber Steven P., the Executive Vice President & CFO of Fair Isaac Corp, sale 1,000 shares at $1738.25 during a trade that took place back on Jun 09 ’25, which means that Weber Steven P. is holding 1,862 shares at $1,738,250 based on the most recent closing price.
Stock Fundamentals for FICO
Current profitability levels for the company are sitting at:
- 0.44% for the present operating margin
- 0.81% for the gross margin
The net margin for Fair Isaac Corp stands at 0.31%. The total capital return value is set at 0.54%.
Based on Fair Isaac Corp (FICO), the company’s capital structure generated 1.79 points at debt to capital in total, while cash flow to debt ratio is standing at 0.28. The debt to equity ratio resting at -2.27. The interest coverage ratio of the stock is 9.57.
Currently, EBITDA for the company is 761.49 million with net debt to EBITDA at 2.9. When we switch over and look at the enterprise to sales, we see a ratio of 25.85. The receivables turnover for the company is 3.74for trailing twelve months and the total asset turnover is 1.0. The liquidity ratio also appears to be rather interesting for investors as it stands at 2.11.
Conclusion
In summary, Fair Isaac Corp (FICO) has had a mixed performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
