The stock of FlexShopper Inc (FPAY) has seen a -1.71% decrease in the past week, with a -19.01% drop in the past month, and a -10.85% decrease in the past quarter. The volatility ratio for the week is 4.24%, and the volatility levels for the past 30 days are at 5.17% for FPAY. The simple moving average for the past 20 days is -8.07% for FPAY’s stock, with a -18.42% simple moving average for the past 200 days.
Is It Worth Investing in FlexShopper Inc (NASDAQ: FPAY) Right Now?
FPAY has 36-month beta value of 1.40. Analysts have mixed views on the stock, with 0 analysts rating it as a “buy”, 2 as “overweight”, 0 as “hold”, and 0 as “sell”.
The public float for FPAY is 8.05M, and currently, short sellers hold a 0.43% ratio of that float. The average trading volume of FPAY on July 04, 2025 was 53.76K shares.
FPAY stock’s latest price update
The stock price of FlexShopper Inc (NASDAQ: FPAY) has surged by 2.68% when compared to previous closing price of $1.12, but the company has seen a -1.71% decline in its stock price over the last five trading sessions. globenewswire.com reported 2025-06-26 that BOCA RATON, Fla., June 26, 2025 (GLOBE NEWSWIRE) — FlexShopper, Inc. (Nasdaq: FPAY) (“FlexShopper”), a leading provider of lease-to-own (LTO) payment solutions, today announced that on June 18, 2025, it received notification from The Nasdaq Stock Market LLC (“Nasdaq”) that Nasdaq approved the Company’s request for a 180-calendar day extension (the “Extension”) to regain compliance with Listing Rule 5250(c)(1) (the “Rule”). The Rule requires timely filing of all required periodic financial reports with the U.S. Securities and Exchange Commission.
Analysts’ Opinion of FPAY
Many brokerage firms have already submitted their reports for FPAY stocks, with Ascendiant Capital Markets repeating the rating for FPAY by listing it as a “Buy”. The predicted price for FPAY in the upcoming period, according to Ascendiant Capital Markets is $3 based on the research report published on April 10, 2019 of the previous year 2019.
FPAY Trading at -10.87% from the 50-Day Moving Average
After a stumble in the market that brought FPAY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -51.48% of loss for the given period.
Volatility was left at 5.17%, however, over the last 30 days, the volatility rate increased by 4.24%, as shares sank -17.56% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +0.44% upper at present.
During the last 5 trading sessions, FPAY fell by -1.71%, which changed the moving average for the period of 200-days by +12.20% in comparison to the 20-day moving average, which settled at $1.2510. In addition, FlexShopper Inc saw -9.45% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at FPAY starting from Dvorkin Howard, who purchase 128,668 shares at the price of $1.31 back on May 01 ’25. After this action, Dvorkin Howard now owns 6,181,445 shares of FlexShopper Inc, valued at $168,555 using the latest closing price.
Dvorkin Howard, the Director of FlexShopper Inc, purchase 20,600 shares at $1.27 during a trade that took place back on Apr 24 ’25, which means that Dvorkin Howard is holding 6,042,558 shares at $26,250 based on the most recent closing price.
Stock Fundamentals for FPAY
Current profitability levels for the company are sitting at:
- 0.27% for the present operating margin
- 0.51% for the gross margin
The net margin for FlexShopper Inc stands at -0.0%. The total capital return value is set at 0.21%. Equity return is now at value -4.33%, with -0.74% for asset returns.
Based on FlexShopper Inc (FPAY), the company’s capital structure generated 0.04 points at debt to capital in total, while cash flow to debt ratio is standing at -26.43. The debt to equity ratio resting at 0.04. The interest coverage ratio of the stock is 2.97.
Currently, EBITDA for the company is 32.39 million with net debt to EBITDA at -0.21. When we switch over and look at the enterprise to sales, we see a ratio of 0.11. The receivables turnover for the company is 1.94for trailing twelve months and the total asset turnover is 0.67. The liquidity ratio also appears to be rather interesting for investors as it stands at 7.10.
Conclusion
To put it simply, FlexShopper Inc (FPAY) has had a bad performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
