The stock of Encore Capital Group, Inc (ECPG) has gone up by 4.95% for the week, with a 7.30% rise in the past month and a 15.68% rise in the past quarter. The volatility ratio for the week is 3.21%, and the volatility levels for the past 30 days are 2.80% for ECPG. The simple moving average for the last 20 days is 5.48% for ECPG’s stock, with a simple moving average of -3.68% for the last 200 days.
Is It Worth Investing in Encore Capital Group, Inc (NASDAQ: ECPG) Right Now?
ECPG has 36-month beta value of 1.60. Analysts have mixed views on the stock, with 3 analysts rating it as a “buy”, 1 as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for ECPG is 22.34M, and currently, short sellers hold a 6.84% ratio of that float. The average trading volume of ECPG on July 04, 2025 was 310.54K shares.
ECPG stock’s latest price update
The stock price of Encore Capital Group, Inc (NASDAQ: ECPG) has jumped by 0.71% compared to previous close of $40.88. Despite this, the company has seen a gain of 4.95% in its stock price over the last five trading days. zacks.com reported 2025-07-02 that Encore Capital Group (ECPG) made it through our ‘Fast-Paced Momentum at a Bargain’ screen and could be a great choice for investors looking for stocks that have gained strong momentum recently but are still trading at reasonable prices.
Analysts’ Opinion of ECPG
Many brokerage firms have already submitted their reports for ECPG stocks, with Northland Capital repeating the rating for ECPG by listing it as a “Outperform”. The predicted price for ECPG in the upcoming period, according to Northland Capital is $58 based on the research report published on October 17, 2024 of the previous year 2024.
Oppenheimer gave a rating of “Outperform” to ECPG, setting the target price at $37 in the report published on January 15th of the previous year.
ECPG Trading at 8.03% from the 50-Day Moving Average
After a stumble in the market that brought ECPG to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -20.48% of loss for the given period.
Volatility was left at 2.80%, however, over the last 30 days, the volatility rate increased by 3.21%, as shares surge +7.52% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +29.22% upper at present.
During the last 5 trading sessions, ECPG rose by +4.95%, which changed the moving average for the period of 200-days by -14.55% in comparison to the 20-day moving average, which settled at $39.03. In addition, Encore Capital Group, Inc saw -1.22% in overturn over a single year, with a tendency to cut further losses.
Insider Trading
Reports are indicating that there were more than several insider trading activities at ECPG starting from CLARK JONATHAN C, who purchase 28,600 shares at the price of $35.00 back on Mar 05 ’25. After this action, CLARK JONATHAN C now owns 190,164 shares of Encore Capital Group, Inc, valued at $1,001,000 using the latest closing price.
Gupta Ashwini, the Director of Encore Capital Group, Inc, purchase 40,000 shares at $35.10 during a trade that took place back on Mar 05 ’25, which means that Gupta Ashwini is holding 96,909 shares at $1,404,000 based on the most recent closing price.
Stock Fundamentals for ECPG
Current profitability levels for the company are sitting at:
- 0.15% for the present operating margin
- 0.67% for the gross margin
The net margin for Encore Capital Group, Inc stands at -0.08%. The total capital return value is set at 0.04%. Equity return is now at value -13.05%, with -2.40% for asset returns.
Currently, EBITDA for the company is 308.09 million with net debt to EBITDA at -2.6. When we switch over and look at the enterprise to sales, we see a ratio of 0.56. The receivables turnover for the company is 0.35for trailing twelve months and the total asset turnover is 0.28. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.99.
Conclusion
To put it simply, Encore Capital Group, Inc (ECPG) has had a mixed performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
