Capital Bancorp Inc (NASDAQ: CBNK) has a higher price-to-earnings ratio of 14.29x compared to its average ratio, The 36-month beta value for CBNK is at 0.71. Analysts have varying views on the stock, with 3 analysts rating it as a “buy”, 0 rating it as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for CBNK is 11.41M, and currently, shorts hold a 2.50% of that float. The average trading volume for CBNK on July 04, 2025 was 71.70K shares.
CBNK stock’s latest price update
Capital Bancorp Inc (NASDAQ: CBNK) has experienced a rise in its stock price by 2.39% compared to its previous closing price of $34.7. However, the company has seen a gain of 6.50% in its stock price over the last five trading days. seekingalpha.com reported 2025-06-03 that Capital Bancorp’s recent acquisition has accelerated earnings growth, with Q1 net profit up 79% year-over-year and EPS at $0.84. The bank’s strong net interest income and high earnings retention support ongoing balance sheet strength and future growth potential. CRE and construction loans make up 48% of the loan book, but manageable LTV ratios and owner-occupied exposure mitigate risk concerns.
CBNK’s Market Performance
Capital Bancorp Inc (CBNK) has experienced a 6.50% rise in stock performance for the past week, with a 11.98% rise in the past month, and a 26.04% rise in the past quarter. The volatility ratio for the week is 2.24%, and the volatility levels for the past 30 days are at 2.12% for CBNK. The simple moving average for the past 20 days is 9.27% for CBNK’s stock, with a 22.23% simple moving average for the past 200 days.
Analysts’ Opinion of CBNK
Many brokerage firms have already submitted their reports for CBNK stocks, with Hovde Group repeating the rating for CBNK by listing it as a “Outperform”. The predicted price for CBNK in the upcoming period, according to Hovde Group is $34 based on the research report published on March 17, 2025 of the current year 2025.
Hovde Group, on the other hand, stated in their research note that they expect to see CBNK reach a price target of $28, previously predicting the price at $26. The rating they have provided for CBNK stocks is “Outperform” according to the report published on July 24th, 2024.
Stephens gave a rating of “Overweight” to CBNK, setting the target price at $28 in the report published on April 01st of the previous year.
CBNK Trading at 10.95% from the 50-Day Moving Average
After a stumble in the market that brought CBNK to its low price for the period of the last 52 weeks, the company was able to rebound, for now settling with 1.98% of gains for the given period.
Volatility was left at 2.12%, however, over the last 30 days, the volatility rate increased by 2.24%, as shares surge +13.30% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +26.17% upper at present.
During the last 5 trading sessions, CBNK rose by +6.50%, which changed the moving average for the period of 200-days by +41.50% in comparison to the 20-day moving average, which settled at $32.51. In addition, Capital Bancorp Inc saw 73.66% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at CBNK starting from Barry Edward F, who purchase 1,204 shares at the price of $27.78 back on Nov 21 ’24. After this action, Barry Edward F now owns 149,893 shares of Capital Bancorp Inc, valued at $33,447 using the latest closing price.
Suss Eric M., the EVP and CHRO of Capital Bancorp Inc, purchase 169 shares at $32.85 during a trade that took place back on May 28 ’25, which means that Suss Eric M. is holding 59,323 shares at $5,552 based on the most recent closing price.
Stock Fundamentals for CBNK
Current profitability levels for the company are sitting at:
- 0.2% for the present operating margin
- 0.7% for the gross margin
The net margin for Capital Bancorp Inc stands at 0.15%. The total capital return value is set at 0.12%. Equity return is now at value 12.19%, with 1.35% for asset returns.
Based on Capital Bancorp Inc (CBNK), the company’s capital structure generated 0.08 points at debt to capital in total, while cash flow to debt ratio is standing at 1.79. The debt to equity ratio resting at 0.09. The interest coverage ratio of the stock is 0.83.
Currently, EBITDA for the company is 44.05 million with net debt to EBITDA at -4.79. When we switch over and look at the enterprise to sales, we see a ratio of 1.26. The receivables turnover for the company is 13.53for trailing twelve months and the total asset turnover is 0.08. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.11.
Conclusion
In conclusion, Capital Bancorp Inc (CBNK) has had a better performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
