The stock price of Repay Holdings Corporation (NASDAQ: RPAY) has jumped by 0.20% compared to previous close of $4.89. Despite this, the company has seen a gain of 4.48% in its stock price over the last five trading days. seekingalpha.com reported 2025-06-28 that Repay Holdings is deeply undervalued, trading at a 57% discount to historical EV/Sales, despite accelerating product adoption and integration momentum. My $10 price target (120% upside) is driven by a 3.5x FY26 EV/Sales multiple, reflecting anticipated revenue reacceleration and strategic initiatives. Enterprise sales wins, rapid onboarding, and 283+ software integrations are compounding growth, setting up a visible inflection by FY26.
Is It Worth Investing in Repay Holdings Corporation (NASDAQ: RPAY) Right Now?
Moreover, the 36-month beta value for RPAY is 1.63. Analysts have varying opinions on the stock, with 5 analysts rating it as a “buy,” 1 as “overweight,” 5 as “hold,” and 0 as “sell.”
The public float for RPAY is 72.05M and currently, short sellers hold a 7.68% of that float. On July 03, 2025, RPAY’s average trading volume was 1.97M shares.
RPAY’s Market Performance
The stock of Repay Holdings Corporation (RPAY) has seen a 4.48% increase in the past week, with a -1.01% drop in the past month, and a -13.12% fall in the past quarter. The volatility ratio for the week is 2.93%, and the volatility levels for the past 30 days are at 3.79% for RPAY. The simple moving average for the past 20 days is 0.57% for RPAY’s stock, with a -25.56% simple moving average for the past 200 days.
Analysts’ Opinion of RPAY
Many brokerage firms have already submitted their reports for RPAY stocks, with The Benchmark Company repeating the rating for RPAY by listing it as a “Buy.” The predicted price for RPAY in the upcoming period, according to The Benchmark Company is $10 based on the research report published on February 13, 2024 of the previous year 2024.
BMO Capital Markets, on the other hand, stated in their research note that they expect to see RPAY reach a price target of $9. The rating they have provided for RPAY stocks is “Market Perform” according to the report published on December 05th, 2023.
UBS gave a rating of “Neutral” to RPAY, setting the target price at $8 in the report published on October 20th of the previous year.
RPAY Trading at 9.19% from the 50-Day Moving Average
After a stumble in the market that brought RPAY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -53.71% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at RPAY starting from Alias Shaler, who purchase 118 shares at the price of $4.15 back on May 16 ’25. After this action, Alias Shaler now owns 264,990 shares of Repay Holdings Corporation, valued at $490 using the latest closing price.
Alias Shaler, the President of Repay Holdings Corporation, purchase 174,404 shares at $4.15 during a trade that took place back on May 14 ’25, which means that Alias Shaler is holding 249,404 shares at $723,777 based on the most recent closing price.
Stock Fundamentals for RPAY
Current profitability levels for the company are sitting at:
- -0.03 for the present operating margin
- 0.77 for the gross margin
The net margin for Repay Holdings Corporation stands at -0.04. The total capital return value is set at -0.01. Equity return is now at value -1.64, with -0.84 for asset returns.
Based on Repay Holdings Corporation (RPAY), the company’s capital structure generated 0.4 points at debt to capital in total, while cash flow to debt ratio is standing at 0.25. The debt to equity ratio resting at 0.67. The interest coverage ratio of the stock is -2.86.
Currently, EBITDA for the company is 100.66 million with net debt to EBITDA at 3.58. When we switch over and look at the enterprise to sales, we see a ratio of 2.52. The receivables turnover for the company is 8.41for trailing twelve months and the total asset turnover is 0.2. The liquidity ratio also appears to be rather interesting for investors as it stands at 3.71.
Conclusion
To wrap up, the performance of Repay Holdings Corporation (RPAY) has been bad in recent times. The stock has received a mixed of “buy” and “hold” ratings from analysts. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
