The stock of Pacific Premier Bancorp, Inc (PPBI) has seen a 8.09% increase in the past week, with a 9.01% gain in the past month, and a 6.25% flourish in the past quarter. The volatility ratio for the week is 3.21%, and the volatility levels for the past 30 days are at 2.60% for PPBI. The simple moving average for the past 20 days is 8.56% for PPBI’s stock, with a -3.10% simple moving average for the past 200 days.
Is It Worth Investing in Pacific Premier Bancorp, Inc (NASDAQ: PPBI) Right Now?
Pacific Premier Bancorp, Inc (NASDAQ: PPBI) has a price-to-earnings ratio of 15.06x that is above its average ratio. Additionally, the 36-month beta value for PPBI is 1.14. There are mixed opinions on the stock, with 0 analysts rating it as a “buy”, 2 rating it as “overweight”, 3 rating it as “hold”, and 0 rating it as “sell”.
The public float for PPBI is 94.72M and currently, short sellers hold a 1.79% ratio of that float. The average trading volume of PPBI on July 03, 2025 was 1.02M shares.
PPBI stock’s latest price update
Pacific Premier Bancorp, Inc (NASDAQ: PPBI) has experienced a rise in its stock price by 1.83% compared to its previous closing price of $22.64. However, the company has seen a gain of 8.09% in its stock price over the last five trading days. zacks.com reported 2025-05-02 that The average of price targets set by Wall Street analysts indicates a potential upside of 25.4% in Pacific Premier Bancorp (PPBI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Analysts’ Opinion of PPBI
Many brokerage firms have already submitted their reports for PPBI stocks, with Raymond James repeating the rating for PPBI by listing it as a “Outperform”. The predicted price for PPBI in the upcoming period, according to Raymond James is $29 based on the research report published on January 30, 2024 of the previous year 2024.
Raymond James, on the other hand, stated in their research note that they expect to see PPBI reach a price target of $35, previously predicting the price at $41. The rating they have provided for PPBI stocks is “Strong Buy” according to the report published on July 07th, 2022.
Raymond James gave a rating of “Outperform” to PPBI, setting the target price at $47 in the report published on October 07th of the previous year.
PPBI Trading at 8.31% from the 50-Day Moving Average
After a stumble in the market that brought PPBI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -23.86% of loss for the given period.
Volatility was left at 2.60%, however, over the last 30 days, the volatility rate increased by 3.21%, as shares surge +11.72% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +17.50% upper at present.
During the last 5 trading sessions, PPBI rose by +8.58%, which changed the moving average for the period of 200-days by -4.34% in comparison to the 20-day moving average, which settled at $21.24. In addition, Pacific Premier Bancorp, Inc saw 1.52% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PPBI starting from WILCOX EDWARD EARL, who sold 14,500 shares at the price of $20.28 back on May 01 ’25. After this action, WILCOX EDWARD EARL now owns 140,283 shares of Pacific Premier Bancorp, Inc, valued at $294,060 using the latest closing price.
WILCOX EDWARD EARL, the Officer of Pacific Premier Bancorp, Inc, proposed sale 14,500 shares at $20.28 during a trade that took place back on May 01 ’25, which means that WILCOX EDWARD EARL is holding N/A shares at $294,060 based on the most recent closing price.
Stock Fundamentals for PPBI
Current profitability levels for the company are sitting at:
- 0.24% for the present operating margin
- 0.66% for the gross margin
The net margin for Pacific Premier Bancorp, Inc stands at 0.18%. The total capital return value is set at 0.06%. Equity return is now at value 4.94%, with 0.79% for asset returns.
Based on Pacific Premier Bancorp, Inc (PPBI), the company’s capital structure generated 0.08 points at debt to capital in total, while cash flow to debt ratio is standing at 0.7. The debt to equity ratio resting at 0.09. The interest coverage ratio of the stock is 0.7.
Currently, EBITDA for the company is 235.31 million with net debt to EBITDA at -2.27. When we switch over and look at the enterprise to sales, we see a ratio of 2.12. The receivables turnover for the company is 11.89for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.07.
Conclusion
In conclusion, Pacific Premier Bancorp, Inc (PPBI) has seen better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
