OPFI has 36-month beta value of 1.73. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy”, 1 as “overweight”, 1 as “hold”, and 0 as “sell”.
The public float for OPFI is 24.21M, and currently, short sellers hold a 26.53% ratio of that float. The average trading volume of OPFI on July 03, 2025 was 1.15M shares.
OPFI stock’s latest price update
OppFi Inc (NYSE: OPFI)’s stock price has plunge by -2.22%relation to previous closing price of $13.51. Nevertheless, the company has seen a -8.90% plunge in its stock price over the last five trading sessions. zacks.com reported 2025-07-01 that OPFI’s customer-first model, AI-driven approvals and top satisfaction scores set it apart in alternative lending.
OPFI’s Market Performance
OppFi Inc (OPFI) has experienced a -8.90% fall in stock performance for the past week, with a 0.53% rise in the past month, and a 39.34% rise in the past quarter. The volatility ratio for the week is 6.22%, and the volatility levels for the past 30 days are at 5.70% for OPFI. The simple moving average for the last 20 days is -2.01% for OPFI stock, with a simple moving average of 44.88% for the last 200 days.
Analysts’ Opinion of OPFI
Many brokerage firms have already submitted their reports for OPFI stocks, with Stephens repeating the rating for OPFI by listing it as a “Equal-Weight”. The predicted price for OPFI in the upcoming period, according to Stephens is $14.50 based on the research report published on June 12, 2025 of the current year 2025.
Citizens JMP, on the other hand, stated in their research note that they expect to see OPFI reach a price target of $13.50. The rating they have provided for OPFI stocks is “Mkt Outperform” according to the report published on May 08th, 2025.
Needham gave a rating of “Buy” to OPFI, setting the target price at $10 in the report published on August 17th of the previous year.
OPFI Trading at 8.39% from the 50-Day Moving Average
After a stumble in the market that brought OPFI to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -23.13% of loss for the given period.
Volatility was left at 5.70%, however, over the last 30 days, the volatility rate increased by 6.22%, as shares sank -1.41% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +57.58% upper at present.
During the last 5 trading sessions, OPFI fell by -8.28%, which changed the moving average for the period of 200-days by +207.16% in comparison to the 20-day moving average, which settled at $13.49. In addition, OppFi Inc saw 287.15% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Johnson Pamela D., the Officer of OppFi Inc, proposed sale 5,495 shares at $13.41 during a trade that took place back on Jul 02 ’25, which means that Johnson Pamela D. is holding N/A shares at $73,688 based on the most recent closing price.
Stock Fundamentals for OPFI
Current profitability levels for the company are sitting at:
- 0.24% for the present operating margin
- 0.81% for the gross margin
The net margin for OppFi Inc stands at -0.02%. The total capital return value is set at 0.21%. Equity return is now at value -47.39%, with -1.60% for asset returns.
Currently, EBITDA for the company is 308.6 million with net debt to EBITDA at -0.2. When we switch over and look at the enterprise to sales, we see a ratio of 2.02. The liquidity ratio also appears to be rather interesting for investors as it stands at 7.42.
Conclusion
To put it simply, OppFi Inc (OPFI) has had a better performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
