The stock price of UWM Holdings Corporation (NYSE: UWMC) has jumped by 0.98 compared to previous close of 4.1. Despite this, the company has seen a fall of -1.66% in its stock price over the last five trading days. seekingalpha.com reported 2025-06-15 that UWM Holdings is a large, profitable mortgage originator investing aggressively in technology and distribution, positioning itself for future housing market recovery. Despite industry headwinds and high interest rates, UWM remains profitable and offers an outsized 9.6% dividend yield. CEO Mat Ishbia’s strategic decisions have kept UWM competitive, maintaining fast loan execution and building a stronger moat while peers retrench.
Is It Worth Investing in UWM Holdings Corporation (NYSE: UWMC) Right Now?
The 36-month beta value for UWMC is at 1.73. Analysts have varying views on the stock, with 2 analysts rating it as a “buy,” 2 rating it as “overweight,” 7 as “hold,” and 0 as “sell.”
The public float for UWMC is 172.53M, and currently, shorts hold a 14.28% of that float. The average trading volume for UWMC on July 01, 2025 was 6.20M shares.
UWMC’s Market Performance
UWMC stock saw a decrease of -1.66% in the past week, with a monthly decline of -3.04% and a quarterly a decrease of -26.33%. The volatility ratio for the week is 3.15%, and the volatility levels for the last 30 days are 3.77% for UWM Holdings Corporation (UWMC). The simple moving average for the past 20 days is -0.52% for UWMC’s stock, with a -29.55% simple moving average for the past 200 days.
Analysts’ Opinion of UWMC
Morgan Stanley, on the other hand, stated in their research note that they expect to see UWMC reach a price target of $6.50. The rating they have provided for UWMC stocks is “Overweight” according to the report published on April 07th, 2025.
Keefe Bruyette gave a rating of “Outperform” to UWMC, setting the target price at $7.50 in the report published on March 03rd of the current year.
UWMC Trading at -3.02% from the 50-Day Moving Average
After a stumble in the market that brought UWMC to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -57.49% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at UWMC starting from Mat Ishbia, who sale 400,036 shares at the price of $4.25 back on Jun 24 ’25. After this action, Mat Ishbia now owns 2,499,820 shares of UWM Holdings Corporation, valued at $1,700,153 using the latest closing price.
Mat Ishbia, the President and CEO of UWM Holdings Corporation, sale 400,036 shares at $4.15 during a trade that took place back on Jun 26 ’25, which means that Mat Ishbia is holding 1,699,748 shares at $1,660,149 based on the most recent closing price.
Stock Fundamentals for UWMC
Current profitability levels for the company are sitting at:
- 0.09 for the present operating margin
- 0.86 for the gross margin
The net margin for UWM Holdings Corporation stands at 0.02. The total capital return value is set at 0.04. Equity return is now at value -5.74, with -0.06 for asset returns.
Based on UWM Holdings Corporation (UWMC), the company’s capital structure generated 0.99 points at debt to capital in total, while cash flow to debt ratio is standing at -0.3. The debt to equity ratio resting at 70.19. The interest coverage ratio of the stock is 0.3.
Currently, EBITDA for the company is 384.73 million with net debt to EBITDA at 59.18. When we switch over and look at the enterprise to sales, we see a ratio of 37.13. The receivables turnover for the company is 3.52for trailing twelve months and the total asset turnover is 0.12. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.17.
Conclusion
In conclusion, UWM Holdings Corporation (UWMC) has had a bad performance lately. Opinion on the stock among analysts is mixed, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
