Regions Financial Corp (RF) Stock: A SWOT Analysis

The price-to-earnings ratio for Regions Financial Corp (NYSE: RF) is above average at 11.35x, Company’s 36-month beta value is 0.99.Analysts have differing opinions on the stock, with 7 analysts rating it as a “buy,” 3 as “overweight,” 13 as “hold,” and 0 as “sell.”

The public float for RF is 895.82M, and currently, short sellers hold a 4.97% ratio of that floaft. The average trading volume of RF on July 01, 2025 was 9.22M shares.

RF) stock’s latest price update

Regions Financial Corp (NYSE: RF)’s stock price has gone rise by 0.73 in comparison to its previous close of 23.35, however, the company has experienced a 3.89% increase in its stock price over the last five trading days. zacks.com reported 2025-06-30 that The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here’s why you should take advantage.

RF’s Market Performance

RF’s stock has risen by 3.89% in the past week, with a monthly rise of 9.04% and a quarterly rise of 9.80%. The volatility ratio for the week is 1.41% while the volatility levels for the last 30 days are 1.82% for Regions Financial Corp The simple moving average for the past 20 days is 6.03% for RF’s stock, with a 2.06% simple moving average for the past 200 days.

Analysts’ Opinion of RF

Many brokerage firms have already submitted their reports for RF stocks, with Jefferies repeating the rating for RF by listing it as a “Hold.” The predicted price for RF in the upcoming period, according to Jefferies is $24 based on the research report published on May 21, 2025 of the current year 2025.

TD Cowen, on the other hand, stated in their research note that they expect to see RF reach a price target of $31. The rating they have provided for RF stocks is “Buy” according to the report published on May 15th, 2025.

Morgan Stanley gave a rating of “Equal-Weight” to RF, setting the target price at $32 in the report published on December 09th of the previous year.

RF Trading at 9.13% from the 50-Day Moving Average

After a stumble in the market that brought RF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -15.88% of loss for the given period.

Insider Trading

Reports are indicating that there were more than several insider trading activities at RF starting from Willman Brian R, who sale 8,185 shares at the price of $21.37 back on May 08 ’25. After this action, Willman Brian R now owns 0 shares of Regions Financial Corp, valued at $174,885 using the latest closing price.

JOHNSON JOIA M, the Director of Regions Financial Corp, purchase 2,300 shares at $21.18 during a trade that took place back on Mar 11 ’25, which means that JOHNSON JOIA M is holding 17,486 shares at $48,702 based on the most recent closing price.

Stock Fundamentals for RF

Current profitability levels for the company are sitting at:

  • 0.27 for the present operating margin
  • 0.71 for the gross margin

The net margin for Regions Financial Corp stands at 0.21. The total capital return value is set at 0.09. Equity return is now at value 11.33, with 1.28 for asset returns.

Based on Regions Financial Corp (RF), the company’s capital structure generated 0.25 points at debt to capital in total, while cash flow to debt ratio is standing at 0.38. The debt to equity ratio resting at 0.32. The interest coverage ratio of the stock is 1.1.

Currently, EBITDA for the company is 2.5 billion with net debt to EBITDA at -3.16. When we switch over and look at the enterprise to sales, we see a ratio of 1.37. The receivables turnover for the company is 16.13for trailing twelve months and the total asset turnover is 0.06. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.19.

Conclusion

In a nutshell, Regions Financial Corp (RF) has experienced a better performance in recent times. The stock has received mixed “buy” and “hold” ratings from analysts. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.

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