The stock price of LexinFintech Holdings Ltd ADR (NASDAQ: LX) has jumped by 1.40 compared to previous close of 7.49. Despite this, the company has seen a gain of 7.27% in its stock price over the last five trading days. seekingalpha.com reported 2025-06-13 that LexinFintech’s valuation has doubled, driven by a shift from growth to profitability and a focus on shareholder returns via dividends. Regulatory changes have forced LX to pivot from direct lending to loan guarantees, impacting revenue growth, but ensuring compliance and sustainability. Q1 2025 revenue declined 4.3% YoY due to product mix changes, yet the company maintains a strong loan book despite regulatory headwinds.
Is It Worth Investing in LexinFintech Holdings Ltd ADR (NASDAQ: LX) Right Now?
LexinFintech Holdings Ltd ADR (NASDAQ: LX) has a price-to-earnings ratio of 7.17x that is above its average ratio. Additionally, the 36-month beta value for LX is 0.45. There are mixed opinions on the stock, with 4 analysts rating it as a “buy,” 1 rating it as “overweight,” 0 rating it as “hold,” and 0 rating it as “sell.”
The public float for LX is 132.59M and currently, short sellers hold a 2.44% ratio of that float. The average trading volume of LX on June 25, 2025 was 3.10M shares.
LX’s Market Performance
LX’s stock has seen a 7.27% increase for the week, with a -2.88% drop in the past month and a -28.21% fall in the past quarter. The volatility ratio for the week is 3.21%, and the volatility levels for the past 30 days are at 3.02% for LexinFintech Holdings Ltd ADR. The simple moving average for the past 20 days is 4.81% for LX’s stock, with a 20.39% simple moving average for the past 200 days.
Analysts’ Opinion of LX
CLSA gave a rating of “Buy” to LX, setting the target price at $3.45 in the report published on March 16th of the previous year.
LX Trading at -1.70% from the 50-Day Moving Average
After a stumble in the market that brought LX to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -34.72% of loss for the given period.
Stock Fundamentals for LX
Current profitability levels for the company are sitting at:
- 0.18 for the present operating margin
- 0.36 for the gross margin
The net margin for LexinFintech Holdings Ltd ADR stands at 0.08. The total capital return value is set at 0.21. Equity return is now at value 12.60, with 5.81 for asset returns.
The debt to equity ratio resting at 0.49. The interest coverage ratio of the stock is 236.01.
Currently, EBITDA for the company is 2.39 billion with net debt to EBITDA at 1.38. When we switch over and look at the enterprise to sales, we see a ratio of 0.86. The receivables turnover for the company is 2.45for trailing twelve months and the total asset turnover is 0.64. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.85.
Conclusion
In conclusion, LexinFintech Holdings Ltd ADR (LX) has seen mixed performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
