PROG Holdings Inc (NYSE: PRG)’s stock price has gone decline by -1.93 in comparison to its previous close of 28.48, however, the company has experienced a -6.15% decrease in its stock price over the last five trading days. seekingalpha.com reported 2025-05-14 that Four Technologies grew GMV 145.7% y/y, and PROG noted reduced debt, and stock repurchases, making the stock attractive. The company appears to trade at 5.9x 2028 EPS, and 6x 2027 EPS. Recent debt reduction and share repurchases signal potential undervaluation, likely attracting new investors and increasing stock demand.
Is It Worth Investing in PROG Holdings Inc (NYSE: PRG) Right Now?
PROG Holdings Inc (NYSE: PRG) has a higher price-to-earnings ratio of 5.71x compared to its average ratio. PRG has 36-month beta value of 1.78. Analysts have mixed views on the stock, with 4 analysts rating it as a “buy,” 1 as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for PRG is 39.11M, and currently, short sellers hold a 4.62% ratio of that float. The average trading volume of PRG on June 19, 2025 was 501.25K shares.
PRG’s Market Performance
The stock of PROG Holdings Inc (PRG) has seen a -6.15% decrease in the past week, with a -7.46% drop in the past month, and a 2.68% gain in the past quarter. The volatility ratio for the week is 3.29%, and the volatility levels for the past 30 days are at 2.09% for PRG. The simple moving average for the past 20 days is -3.77% for PRG’s stock, with a -26.35% simple moving average for the past 200 days.
Analysts’ Opinion of PRG
Many brokerage firms have already submitted their reports for PRG stocks, with Jefferies repeating the rating for PRG by listing it as a “Hold.” The predicted price for PRG in the upcoming period, according to Jefferies is $29 based on the research report published on February 26, 2025 of the current year 2025.
Stephens, on the other hand, stated in their research note that they expect to see PRG reach a price target of $60. The rating they have provided for PRG stocks is “Overweight” according to the report published on November 13th, 2024.
Raymond James gave a rating of “Outperform” to PRG, setting the target price at $48 in the report published on October 24th of the previous year.
PRG Trading at 0.63% from the 50-Day Moving Average
After a stumble in the market that brought PRG to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -44.45% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PRG starting from Garner Brian, who purchase 3,500 shares at the price of $28.93 back on May 13 ’25. After this action, Garner Brian now owns 132,597 shares of PROG Holdings Inc, valued at $101,255 using the latest closing price.
Michaels Steven A, the President and CEO of PROG Holdings Inc, purchase 14,000 shares at $29.03 during a trade that took place back on May 12 ’25, which means that Michaels Steven A is holding 559,641 shares at $406,420 based on the most recent closing price.
Stock Fundamentals for PRG
Current profitability levels for the company are sitting at:
- 0.09 for the present operating margin
- 0.5 for the gross margin
The net margin for PROG Holdings Inc stands at 0.08. The total capital return value is set at 0.17. Equity return is now at value 33.88, with 14.33 for asset returns.
Based on PROG Holdings Inc (PRG), the company’s capital structure generated 0.48 points at debt to capital in total, while cash flow to debt ratio is standing at 0.35. The debt to equity ratio resting at 0.92. The interest coverage ratio of the stock is 4.82.
Currently, EBITDA for the company is 194.9 million with net debt to EBITDA at 0.26. When we switch over and look at the enterprise to sales, we see a ratio of 0.61. The receivables turnover for the company is 11.86for trailing twelve months and the total asset turnover is 1.7. The liquidity ratio also appears to be rather interesting for investors as it stands at 8.76.
Conclusion
To put it simply, PROG Holdings Inc (PRG) has had a bad performance in recent times. Analysts have a bullish opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
