Pinnacle Financial Partners Inc (NASDAQ: PNFP) has experienced a rise in its stock price by 0.80 compared to its previous closing price of 102.77. However, the company has seen a fall of -2.61% in its stock price over the last five trading days. businesswire.com reported 2025-04-21 that RICHMOND, Va.–(BUSINESS WIRE)–Pinnacle Financial Partners (Nasdaq/NGS:PNFP) is expanding its presence in Virginia with a full-service team located in Richmond, marking a significant step in its statewide growth strategy. This development builds on Pinnacle’s long-standing commitment to the Commonwealth with well-established teams in Roanoke, Lynchburg and the National Capital Region. Consistent with its previous market expansions, Pinnacle’s investment in Central Virginia starts with the hiri.
Is It Worth Investing in Pinnacle Financial Partners Inc (NASDAQ: PNFP) Right Now?
Pinnacle Financial Partners Inc (NASDAQ: PNFP) has a higher price-to-earnings ratio of 16.75x compared to its average ratio, The 36-month beta value for PNFP is at 1.01. Analysts have varying views on the stock, with 6 analysts rating it as a “buy,” 2 rating it as “overweight,” 5 as “hold,” and 0 as “sell.”
The public float for PNFP is 76.20M, and currently, shorts hold a 2.10% of that float. The average trading volume for PNFP on June 19, 2025 was 512.76K shares.
PNFP’s Market Performance
PNFP stock saw a decrease of -2.61% in the past week, with a monthly decline of -6.40% and a quarterly a decrease of -2.39%. The volatility ratio for the week is 2.11%, and the volatility levels for the last 30 days are 1.67% for Pinnacle Financial Partners Inc (PNFP). The simple moving average for the past 20 days is -2.26% for PNFP’s stock, with a -4.75% simple moving average for the past 200 days.
Analysts’ Opinion of PNFP
Many brokerage firms have already submitted their reports for PNFP stocks, with Jefferies repeating the rating for PNFP by listing it as a “Buy.” The predicted price for PNFP in the upcoming period, according to Jefferies is $135 based on the research report published on May 21, 2025 of the current year 2025.
Truist, on the other hand, stated in their research note that they expect to see PNFP reach a price target of $123. The rating they have provided for PNFP stocks is “Buy” according to the report published on May 13th, 2025.
Hovde Group gave a rating of “Outperform” to PNFP, setting the target price at $111 in the report published on April 16th of the current year.
PNFP Trading at 0.32% from the 50-Day Moving Average
After a stumble in the market that brought PNFP to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -21.47% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at PNFP starting from MCCABE ROBERT A JR, who sale 50,589 shares at the price of $105.29 back on May 07 ’25. After this action, MCCABE ROBERT A JR now owns 209,280 shares of Pinnacle Financial Partners Inc, valued at $5,326,516 using the latest closing price.
Robert A. McCabe Jr., the Officer of Pinnacle Financial Partners Inc, proposed sale 50,589 shares at $105.29 during a trade that took place back on May 07 ’25, which means that Robert A. McCabe Jr. is holding shares at $5,326,503 based on the most recent closing price.
Stock Fundamentals for PNFP
Current profitability levels for the company are sitting at:
- 0.21 for the present operating margin
- 0.51 for the gross margin
The net margin for Pinnacle Financial Partners Inc stands at 0.17. The total capital return value is set at 0.06. Equity return is now at value 7.77, with 0.95 for asset returns.
Based on Pinnacle Financial Partners Inc (PNFP), the company’s capital structure generated 0.28 points at debt to capital in total, while cash flow to debt ratio is standing at 0.27. The debt to equity ratio resting at 0.39. The interest coverage ratio of the stock is 0.46.
Currently, EBITDA for the company is 679.79 million with net debt to EBITDA at -1.69. When we switch over and look at the enterprise to sales, we see a ratio of 2.39. The receivables turnover for the company is 12.97for trailing twelve months and the total asset turnover is 0.05. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.21.
Conclusion
In conclusion, Pinnacle Financial Partners Inc (PNFP) has had a bad performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
