NMI Holdings Inc (NASDAQ: NMIH) has a higher price-to-earnings ratio of 8.72x compared to its average ratio, The 36-month beta value for NMIH is at 0.55. Analysts have varying views on the stock, with 3 analysts rating it as a “buy,” 2 rating it as “overweight,” 2 as “hold,” and 0 as “sell.”
The public float for NMIH is 76.54M, and currently, shorts hold a 2.29% of that float. The average trading volume for NMIH on June 19, 2025 was 670.38K shares.
NMIH) stock’s latest price update
The stock price of NMI Holdings Inc (NASDAQ: NMIH) has jumped by 1.91 compared to previous close of 39.62. Despite this, the company has seen a fall of -0.05% in its stock price over the last five trading days. zacks.com reported 2025-06-17 that NMI Holdings is well-positioned for growth, with higher new insurance written volume, a comprehensive reinsurance program and prudent capital deployment.
NMIH’s Market Performance
NMI Holdings Inc (NMIH) has experienced a -0.05% fall in stock performance for the past week, with a 5.65% rise in the past month, and a 14.00% rise in the past quarter. The volatility ratio for the week is 1.97%, and the volatility levels for the past 30 days are at 1.48% for NMIH. The simple moving average for the last 20 days is 2.36% for NMIH’s stock, with a simple moving average of 6.78% for the last 200 days.
Analysts’ Opinion of NMIH
Many brokerage firms have already submitted their reports for NMIH stocks, with Keefe Bruyette repeating the rating for NMIH by listing it as a “Outperform.” The predicted price for NMIH in the upcoming period, according to Keefe Bruyette is $43 based on the research report published on February 24, 2025 of the current year 2025.
Barclays, on the other hand, stated in their research note that they expect to see NMIH reach a price target of $41, previously predicting the price at $48. The rating they have provided for NMIH stocks is “Equal Weight” according to the report published on January 06th, 2025.
RBC Capital Mkts gave a rating of “Outperform” to NMIH, setting the target price at $48 in the report published on September 18th of the previous year.
NMIH Trading at 8.53% from the 50-Day Moving Average
After a stumble in the market that brought NMIH to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -4.97% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at NMIH starting from SHUSTER BRADLEY M, who sale 21,545 shares at the price of $39.56 back on Jun 06 ’25. After this action, SHUSTER BRADLEY M now owns 409,792 shares of NMI Holdings Inc, valued at $852,284 using the latest closing price.
BRADLEY SHUSTER, the Officer of NMI Holdings Inc, proposed sale 21,545 shares at $39.56 during a trade that took place back on Jun 06 ’25, which means that BRADLEY SHUSTER is holding shares at $852,284 based on the most recent closing price.
Stock Fundamentals for NMIH
Current profitability levels for the company are sitting at:
- 0.73 for the present operating margin
- 1.0 for the gross margin
The net margin for NMI Holdings Inc stands at 0.56. The total capital return value is set at 0.14. Equity return is now at value 17.38, with 11.67 for asset returns.
Currently, EBITDA for the company is 512.24 million with net debt to EBITDA at -0.14. When we switch over and look at the enterprise to sales, we see a ratio of 4.61. The receivables turnover for the company is 5.78for trailing twelve months and the total asset turnover is 0.19. The liquidity ratio also appears to be rather interesting for investors as it stands at 6.01.
Conclusion
In conclusion, NMI Holdings Inc (NMIH) has had a better performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
