In the past week, MCY stock has gone down by -3.37%, with a monthly gain of 2.78% and a quarterly surge of 10.14%. The volatility ratio for the week is 1.62%, and the volatility levels for the last 30 days are 1.92% for Mercury General Corp The simple moving average for the past 20 days is -1.38% for MCY’s stock, with a 2.48% simple moving average for the past 200 days.
Is It Worth Investing in Mercury General Corp (NYSE: MCY) Right Now?
Mercury General Corp (NYSE: MCY) has a higher price-to-earnings ratio of 12.15x compared to its average ratio, The 36-month beta value for MCY is at 0.98. Analysts have varying views on the stock, with 1 analysts rating it as a “buy,” 0 rating it as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for MCY is 26.55M, and currently, shorts hold a 5.93% of that float. The average trading volume for MCY on June 19, 2025 was 365.93K shares.
MCY) stock’s latest price update
The stock price of Mercury General Corp (NYSE: MCY) has plunged by -2.32 when compared to previous closing price of 64.30, but the company has seen a -3.37% decline in its stock price over the last five trading sessions. prnewswire.com reported 2025-06-17 that Precautions Range from Checking Tire Pressure to Packing an Emergency Kit LOS ANGELES, June 17, 2025 /PRNewswire/ — According to a recent survey from GasBuddy, 69% of Americans plan to take a road trip this summer, and of those, 40% say they expect to be on the road for more than five hours. If you’re among the millions with travel plans, Mercury Insurance wants to help ensure that your vehicle is up for the task.
Analysts’ Opinion of MCY
Many brokerage firms have already submitted their reports for MCY stocks, with Raymond James repeating the rating for MCY by listing it as a “Strong Buy.” The predicted price for MCY in the upcoming period, according to Raymond James is $80 based on the research report published on February 12, 2025 of the current year 2025.
Raymond James, on the other hand, stated in their research note that they expect to see MCY reach a price target of $33, previously predicting the price at $40. The rating they have provided for MCY stocks is “Outperform” according to the report published on July 07th, 2023.
Raymond James gave a rating of “Strong Buy” to MCY, setting the target price at $45 in the report published on November 04th of the previous year.
MCY Trading at 5.95% from the 50-Day Moving Average
After a stumble in the market that brought MCY to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -22.19% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at MCY starting from Joseph Victor George, who purchase 15,000 shares at the price of $59.95 back on May 23 ’25. After this action, Joseph Victor George now owns 15,025 shares of Mercury General Corp, valued at $899,252 using the latest closing price.
Zhang Ximeng Simon, the of Mercury General Corp, purchase 1,500 shares at $61.91 during a trade that took place back on May 16 ’25, which means that Zhang Ximeng Simon is holding 1,500 shares at $92,866 based on the most recent closing price.
Stock Fundamentals for MCY
Current profitability levels for the company are sitting at:
- 0.07 for the present operating margin
- -0.22 for the gross margin
The net margin for Mercury General Corp stands at 0.05. The total capital return value is set at 0.04. Equity return is now at value 16.71, with 3.63 for asset returns.
Based on Mercury General Corp (MCY), the company’s capital structure generated 0.25 points at debt to capital in total, while cash flow to debt ratio is standing at 1.31. The debt to equity ratio resting at 0.33. The interest coverage ratio of the stock is 12.12.
Currently, EBITDA for the company is 605.7 million with net debt to EBITDA at -1.98. When we switch over and look at the enterprise to sales, we see a ratio of 0.5. The receivables turnover for the company is 3.67for trailing twelve months and the total asset turnover is 0.62. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.77.
Conclusion
In conclusion, Mercury General Corp (MCY) has had a mixed performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
