The stock price of Heritage Insurance Holdings Inc (NYSE: HRTG) has plunged by -0.71 when compared to previous closing price of 22.49, but the company has seen a -3.96% decline in its stock price over the last five trading sessions. zacks.com reported 2025-06-18 that High earnings yield stocks like ARMN, NX, HRTG, BPOP and PRTH could offer value amid rising market volatility.
Is It Worth Investing in Heritage Insurance Holdings Inc (NYSE: HRTG) Right Now?
Heritage Insurance Holdings Inc (NYSE: HRTG) has a higher price-to-earnings ratio of 8.82x compared to its average ratio. HRTG has 36-month beta value of 1.03. Analysts have mixed views on the stock, with 1 analysts rating it as a “buy,” 1 as “overweight,” 1 as “hold,” and 0 as “sell.”
The public float for HRTG is 22.52M, and currently, short sellers hold a 7.64% ratio of that float. The average trading volume of HRTG on June 19, 2025 was 449.19K shares.
HRTG’s Market Performance
HRTG’s stock has seen a -3.96% decrease for the week, with a -11.91% drop in the past month and a 60.76% gain in the past quarter. The volatility ratio for the week is 2.71%, and the volatility levels for the past 30 days are at 3.13% for Heritage Insurance Holdings Inc The simple moving average for the last 20 days is -5.84% for HRTG stock, with a simple moving average of 51.44% for the last 200 days.
Analysts’ Opinion of HRTG
Many brokerage firms have already submitted their reports for HRTG stocks, with Piper Sandler repeating the rating for HRTG by listing it as a “Overweight.” The predicted price for HRTG in the upcoming period, according to Piper Sandler is $13 based on the research report published on August 09, 2024 of the previous year 2024.
Piper Sandler gave a rating of “Neutral” to HRTG, setting the target price at $2.20 in the report published on February 13th of the previous year.
HRTG Trading at 2.69% from the 50-Day Moving Average
After a stumble in the market that brought HRTG to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -16.18% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at HRTG starting from WHITING PAUL L, who purchase 2,500 shares at the price of $22.36 back on Jun 09 ’25. After this action, WHITING PAUL L now owns 82,076 shares of Heritage Insurance Holdings Inc, valued at $55,900 using the latest closing price.
Walvekar Vijay, the Director of Heritage Insurance Holdings Inc, sale 34,100 shares at $23.27 during a trade that took place back on May 21 ’25, which means that Walvekar Vijay is holding 203,682 shares at $793,514 based on the most recent closing price.
Stock Fundamentals for HRTG
Current profitability levels for the company are sitting at:
- 0.13 for the present operating margin
- 0.83 for the gross margin
The net margin for Heritage Insurance Holdings Inc stands at 0.09. The total capital return value is set at 0.05. Equity return is now at value 27.59, with 5.42 for asset returns.
Currently, EBITDA for the company is 103.16 million with net debt to EBITDA at -3.59. When we switch over and look at the enterprise to sales, we see a ratio of 0.32. The receivables turnover for the company is 7.66for trailing twelve months and the total asset turnover is 0.38. The liquidity ratio also appears to be rather interesting for investors as it stands at 1.47.
Conclusion
To put it simply, Heritage Insurance Holdings Inc (HRTG) has had a mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others as a “hold”. It’s important to note that the stock is currently trading at a significant distance from its 50-day moving average and its 52-week high.
