Cincinnati Financial Corp (NASDAQ: CINF)’s stock price has increased by 0.30 compared to its previous closing price of 145.27. However, the company has seen a -0.88% decrease in its stock price over the last five trading sessions. fool.com reported 2025-06-17 that Investing in the stock market is an excellent way to build long-term wealth. For investors seeking passive income, dividend stocks are one way to turn your portfolio into a cash-generating machine.
Is It Worth Investing in Cincinnati Financial Corp (NASDAQ: CINF) Right Now?
Cincinnati Financial Corp (NASDAQ: CINF) has a price-to-earnings ratio of 15.89x that is above its average ratio. Additionally, the 36-month beta value for CINF is 0.79. There are mixed opinions on the stock, with 1 analysts rating it as a “buy,” 3 rating it as “overweight,” 4 rating it as “hold,” and 0 rating it as “sell.”
The public float for CINF is 153.33M and currently, short sellers hold a 1.26% ratio of that float. The average trading volume of CINF on June 19, 2025 was 685.27K shares.
CINF’s Market Performance
CINF stock saw a decrease of -0.88% in the past week, with a monthly decline of -3.48% and a quarterly a decrease of -1.34%. The volatility ratio for the week is 0.82%, and the volatility levels for the last 30 days are 1.16% for Cincinnati Financial Corp (CINF). The simple moving average for the last 20 days is -1.71% for CINF stock, with a simple moving average of 2.23% for the last 200 days.
Analysts’ Opinion of CINF
Many brokerage firms have already submitted their reports for CINF stocks, with Citigroup repeating the rating for CINF by listing it as a “Buy.” The predicted price for CINF in the upcoming period, according to Citigroup is $135 based on the research report published on June 28, 2024 of the previous year 2024.
BMO Capital Markets, on the other hand, stated in their research note that they expect to see CINF reach a price target of $135, previously predicting the price at $125. The rating they have provided for CINF stocks is “Outperform” according to the report published on March 25th, 2024.
CINF Trading at 1.79% from the 50-Day Moving Average
After a stumble in the market that brought CINF to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -9.92% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at CINF starting from Benacci Nancy Cunningham, who purchase 1,000 shares at the price of $136.16 back on Feb 21 ’25. After this action, Benacci Nancy Cunningham now owns 6,653 shares of Cincinnati Financial Corp, valued at $136,160 using the latest closing price.
Debbink Dirk J, the Director of Cincinnati Financial Corp, purchase 1,000 shares at $157.19 during a trade that took place back on Dec 03 ’24, which means that Debbink Dirk J is holding 54,500 shares at $157,188 based on the most recent closing price.
Stock Fundamentals for CINF
Current profitability levels for the company are sitting at:
- 0.16 for the present operating margin
- 1.0 for the gross margin
The net margin for Cincinnati Financial Corp stands at 0.13. The total capital return value is set at 0.05. Equity return is now at value 10.97, with 4.17 for asset returns.
Based on Cincinnati Financial Corp (CINF), the company’s capital structure generated 0.06 points at debt to capital in total, while cash flow to debt ratio is standing at 2.97. The debt to equity ratio resting at 0.06. The interest coverage ratio of the stock is 33.79.
Currently, EBITDA for the company is 2.91 billion with net debt to EBITDA at -0.07. When we switch over and look at the enterprise to sales, we see a ratio of 2.06. The liquidity ratio also appears to be rather interesting for investors as it stands at 0.58.
Conclusion
In conclusion, Cincinnati Financial Corp (CINF) has seen mixed performance in recent times. Analysts have a mixed opinion on the stock, with some rating it as a “buy” and others rating it as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
