Dave Inc (NASDAQ: DAVE)’s stock price has plunge by -10.79relation to previous closing price of 238.25. Nevertheless, the company has seen a -4.07% plunge in its stock price over the last five trading sessions. zacks.com reported 2025-06-13 that Dave’s user base hits 12.4 million in Q1 2025, fueled by a new fee model and strategic marketing despite rising CAC.
Is It Worth Investing in Dave Inc (NASDAQ: DAVE) Right Now?
Dave Inc (NASDAQ: DAVE) has a higher price-to-earnings ratio of 58.48x compared to its average ratio, The 36-month beta value for DAVE is at 3.96. Analysts have varying views on the stock, with 6 analysts rating it as a “buy,” 2 rating it as “overweight,” 0 as “hold,” and 0 as “sell.”
The public float for DAVE is 9.47M, and currently, shorts hold a 8.55% of that float. The average trading volume for DAVE on June 13, 2025 was 450.87K shares.
DAVE’s Market Performance
The stock of Dave Inc (DAVE) has seen a -4.07% decrease in the past week, with a 15.94% rise in the past month, and a 146.27% gain in the past quarter. The volatility ratio for the week is 1.45%, and the volatility levels for the past 30 days are at 3.04% for DAVE. The simple moving average for the last 20 days is 1.73% for DAVE stock, with a simple moving average of 131.92% for the last 200 days.
Analysts’ Opinion of DAVE
Many brokerage firms have already submitted their reports for DAVE stocks, with B. Riley Securities repeating the rating for DAVE by listing it as a “Buy.” The predicted price for DAVE in the upcoming period, according to B. Riley Securities is $239 based on the research report published on May 27, 2025 of the current year 2025.
Canaccord Genuity, on the other hand, stated in their research note that they expect to see DAVE reach a price target of $120. The rating they have provided for DAVE stocks is “Buy” according to the report published on January 31st, 2025.
The Benchmark Company gave a rating of “Buy” to DAVE, setting the target price at $53 in the report published on August 12th of the previous year.
DAVE Trading at 44.73% from the 50-Day Moving Average
After a stumble in the market that brought DAVE to its low price for the period of the last 52 weeks, the company was unable to rebound, for now settling with -12.63% of loss for the given period.
Insider Trading
Reports are indicating that there were more than several insider trading activities at DAVE starting from Mitchell Andrea, who sale 2,361 shares at the price of $230.10 back on Jun 11 ’25. After this action, Mitchell Andrea now owns 36,509 shares of Dave Inc, valued at $543,264 using the latest closing price.
ANDREA SANDLER, the Director of Dave Inc, proposed sale 2,361 shares at $224.58 during a trade that took place back on Jun 11 ’25, which means that ANDREA SANDLER is holding shares at $530,233 based on the most recent closing price.
Stock Fundamentals for DAVE
Current profitability levels for the company are sitting at:
- -0.2 for the present operating margin
- 0.73 for the gross margin
The net margin for Dave Inc stands at 0.14. The total capital return value is set at -0.27. Equity return is now at value 32.09, with 19.02 for asset returns.
Based on Dave Inc (DAVE), the company’s capital structure generated 0.0 points at debt to capital in total, while cash flow to debt ratio is standing at 324.18. The debt to equity ratio resting at 0.0. The interest coverage ratio of the stock is -10.08.
Currently, EBITDA for the company is 76.02 million with net debt to EBITDA at -0.79. When we switch over and look at the enterprise to sales, we see a ratio of 7.56. The liquidity ratio also appears to be rather interesting for investors as it stands at 8.59.
Conclusion
In conclusion, Dave Inc (DAVE) has had a better performance lately. Opinion on the stock among analysts is bullish, with some giving it a “buy” rating and others a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
