Dave Inc (NASDAQ: DAVE)’s stock price has soared by 33.25 in relation to previous closing price of 107.83. Nevertheless, the company has seen a gain of 49.00% in its stock price over the last five trading days. zacks.com reported 2025-05-08 that Dave Inc. (DAVE) came out with quarterly earnings of $2.48 per share, beating the Zacks Consensus Estimate of $1.54 per share. This compares to earnings of $0.62 per share a year ago.
Is It Worth Investing in Dave Inc (NASDAQ: DAVE) Right Now?
The price-to-earnings ratio for Dave Inc (NASDAQ: DAVE) is above average at 33.69x. The 36-month beta value for DAVE is also noteworthy at 3.50. There are mixed opinions on the stock, with 6 analysts rating it as a “buy,” 2 rating it as “overweight,” 0 rating it as “hold,” and 0 rating it as “sell.”
The public float for DAVE is 9.42M, and at present, short sellers hold a 10.63% of that float. The average trading volume of DAVE on May 08, 2025 was 464.09K shares.
DAVE’s Market Performance
DAVE’s stock has seen a 49.00% increase for the week, with a 93.69% rise in the past month and a 32.66% gain in the past quarter. The volatility ratio for the week is 5.10%, and the volatility levels for the past 30 days are at 6.69% for Dave Inc The simple moving average for the last 20 days is 52.94% for DAVE’s stock, with a simple moving average of 103.34% for the last 200 days.
Analysts’ Opinion of DAVE
Many brokerage firms have already submitted their reports for DAVE stocks, with Canaccord Genuity repeating the rating for DAVE by listing it as a “Buy.” The predicted price for DAVE in the upcoming period, according to Canaccord Genuity is $120 based on the research report published on January 31, 2025 of the current year 2025.
The Benchmark Company, on the other hand, stated in their research note that they expect to see DAVE reach a price target of $53. The rating they have provided for DAVE stocks is “Buy” according to the report published on August 12th, 2024.
Lake Street gave a rating of “Buy” to DAVE, setting the target price at $53 in the report published on July 26th of the previous year.
DAVE Trading at 60.65% from the 50-Day Moving Average
After a stumble in the market that brought DAVE to its low price for the period of the last 52 weeks, the company was able to rebound, for now settling with 14.94% of gains for the given period.
Volatility was left at 6.69%, however, over the last 30 days, the volatility rate increased by 5.10%, as shares surge +70.68% for the moving average over the last 20 days. Over the last 50 days, in opposition, the stock is trading +43.89% upper at present.
During the last 5 trading sessions, DAVE rose by +54.52%, which changed the moving average for the period of 200-days by +287.72% in comparison to the 20-day moving average, which settled at $94.21. In addition, Dave Inc saw 65.30% in overturn over a single year, with a tendency to cut further gains.
Insider Trading
Reports are indicating that there were more than several insider trading activities at DAVE starting from Preston Dan, who sale 12,400 shares at the price of $96.00 back on Nov 29 ’24. After this action, Preston Dan now owns 6,360 shares of Dave Inc, valued at $1,190,400 using the latest closing price.
Preston Dan, the Director of Dave Inc, sale 4,235 shares at $96.00 during a trade that took place back on Nov 27 ’24, which means that Preston Dan is holding 18,760 shares at $406,560 based on the most recent closing price.
Stock Fundamentals for DAVE
Current profitability levels for the company are sitting at:
- -0.28 for the present operating margin
- 0.77 for the gross margin
The net margin for Dave Inc stands at 0.17. The total capital return value is set at -0.36. Equity return is now at value 42.84, with 19.51 for asset returns.
Based on Dave Inc (DAVE), the company’s capital structure generated 0.29 points at debt to capital in total, while cash flow to debt ratio is standing at 1.66. The debt to equity ratio resting at 0.41. The interest coverage ratio of the stock is -11.96.
Currently, EBITDA for the company is 76.02 million with net debt to EBITDA at 0.63. When we switch over and look at the enterprise to sales, we see a ratio of 5.6. The receivables turnover for the company is 1.97for trailing twelve months and the total asset turnover is 1.16. The liquidity ratio also appears to be rather interesting for investors as it stands at 8.05.
Conclusion
In summary, Dave Inc (DAVE) has had a better performance as of late. Analysts have bullish opinions on the stock, with some viewing it as a “buy” and others as a “hold”. It is worth mentioning that the stock is currently trading in close proximity to its 50-day moving average and its 52-week high.
